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1513 OBERLIN TERRACE, Lake Mary, FL, 32746

4beds
3baths
2,264sqft
$429,900
$190price/sqft
$2,735/moest. monthly cost
$109,400/yrincome needed

About This Home

Welcome to this beautifully designed 4-bedroom, 2.5-bath home with a 2-car garage, offering 2,264 square feet of comfortable living space in the highly sought-after Hampton Park community of Lake Mary. Ideally located within the top-rated Lake Mary High School district, this home combines an exceptionally spacious floor plan with major system updates in a prime location. Step inside to an inviting open-concept layout featuring soaring vaulted ceilings, abundant natural light, and multiple living spaces designed for today's lifestyle. The spacious floor plan includes both a formal and casual living area, plus a versatile upstairs loft that's perfect for a home office, playroom, reading nook, or study space. The kitchen overlooks the main living areas, making it easy to stay connected while entertaining family and friends. French doors lead to the large, fully fenced backyard, providing plenty of room for pets, play, gardening, or future outdoor living enhancements. The spacious first-floor primary suite offers a private retreat complete with a large en-suite bathroom featuring a garden tub, separate walk-in shower, dual-sink vanity, and generous space to start and end your day in comfort. The dedicated laundry room is also located downstairs and provides direct access to the garage, plus a first-floor half bath ideal for guests. Major updates include a 2018 roof, brand-new water heater, and complete home re-plumbing, giving buyers peace of mind on some of the home's most important components. Hampton Park is conveniently located near top-rated schools, shopping, dining, parks, and major roadways, with easy access to I-4, SR 417, and everything Lake Mary has to offer. Don't miss this opportunity to own one of the largest floor plans in this price range in one of Lake Mary's most desirable communities!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
7/10
5/10
Lake Mary High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second

Bedroom4

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Ceiling Fan(s),High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,744
  • Total interior livable area: 2,264 sqft

Kitchen

  • Features: Breakfast Bar,Pantry
  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Garden Bath,Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 21203051200000420
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Sidewalk
  • Fencing: Fenced,Wood

Lot

  • Lot size: 6,300 sqft
  • Lot size dimensions: 63 x 100

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Hurricane
Inland Flooding

FEMA Declared Disasters in Seminole County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$302$3,624
Property Taxes $33$396
Electricity $227$2,734
Total$2,735$32,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,771/yr
40% on housing$82,050/yr
45% on housing$72,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 32746$217
Seminole County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 32746$250
Seminole County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$424,900
2026-07-14Listed for sale$429,900
2025-08-21Listing removed$2,650
2025-08-18Price change$2,650
2025-08-13Listed for rent$2,800
2024-11-06Listing removed$365,000
2023-11-06Listing removed--
2021-11-15Sold$365,000
2021-09-19Pending sale$365,000
2021-09-16Price change$365,000
2021-09-10Price change$371,420
2021-08-24Listed for sale$379,000
2018-12-02Listing removed$310,000
2018-09-25Listed for sale$310,000
2014-09-26Listing removed$224,900
2014-05-27Sold$222,500
2014-03-27Listed for sale$224,900
2012-10-09Sold$186,000
2007-02-28Sold$337,000
2003-09-30Sold$175,000
1999-12-03Sold$140,000
1993-06-04Sold$102,500

For Sale by Agent

AgentTamara Martin
BrokerageINFINITY REAL ESTATE GROUP

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