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1022 SILCOX BRANCH CIRCLE, Oviedo, FL, 32765

4beds
3baths
2,355sqft
$504,500
$214price/sqft
$3,672/moest. monthly cost
$146,880/yrincome needed

About This Home

Welcome to this beautifully maintained 4-bedroom, 3-bathroom, 2,355 sq ft 1-story home in the highly sought-after Twin Rivers Community in the River Crossing Long Branch Lane Community, in the heart of Oviedo! Nestled on a premium homesite backing to a peaceful conservation area, this property offers privacy, energy efficiency, and flexible living spaces to suit a variety of lifestyles. From the moment you enter, you'll appreciate the soaring ceilings, abundant natural light, and skylights that create a bright and airy atmosphere throughout the home. The spacious kitchen is the heart of the home, featuring new appliances (2026), a convenient breakfast bar, and a cozy eat-in dining area, making it perfect for everyday living and entertaining. The home boasts a 52-panel solar system (paid in full), helping keep electric bills at an average of approximately $35 per month. Additional major updates include a newer A/C (2020), roof replaced in 2018, washer and dryer in 2024, and a complete re-pipe in 2014, providing years of worry-free ownership. Enjoy the flexibility of multiple living spaces, with the former formal living room and family room converted into versatile flex rooms that can easily serve as home offices, a gym, playroom, media room, or even additional bedrooms. A cozy wood-burning fireplace adds warmth and character to the home. Step outside to your own private retreat, where an expansive covered lanai spanning the entire width of the home overlooks a peaceful conservation area. The backyard is enhanced by mature fruit trees, offering both beauty and bounty. Located in a community with a low HOA, residents enjoy access to a neighborhood park and walking trails. All of this is just minutes from shopping, dining, entertainment, banking, and everything that makes Oviedo one of Central Florida's most desirable places to call home. With major system updates, exceptional energy efficiency, flexible living spaces, and a prime Oviedo location, this home truly has it all!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
9/10
Chiles Middle SchoolGrades 6-81.8 mi
8/10
Hagerty High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: En Suite Bathroom,Jack & Jill Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 143
  • Dimensions: 11x13

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Features: Coat Closet
  • Level: First
  • Area: 130
  • Dimensions: 13x10

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,261
  • Total interior livable area: 2,355 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: First
  • Area: 176
  • Dimensions: 11x16

Living Room

  • Level: First
  • Area: 391
  • Dimensions: 17x23

Office

  • Features: Coat Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Primary Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 208
  • Dimensions: 13x16

Property

Details

  • Parcel number: 23213151200000700
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Enclosed,Rear Porch,Screened
  • Exterior features: Lighting,Private Mailbox,Private Yard
  • Fencing: Vinyl
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Fruit Trees,Mature Landscaping,Oak Trees,Trees/Landscaped,Wooded

Lot

  • Lot size: 0.27 Acres
  • Features: Conservation Area,Landscaped,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Seminole County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,551$30,612
Home Insurance *$291$3,492
Property Taxes $593$7,116
Electricity $237$2,844
Total$3,672$44,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,897/yr
40% on housing$110,160/yr
45% on housing$97,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 32765$212
Seminole County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 32765$248
Seminole County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$504,500
2026-06-11Price change$516,000
2026-06-01Listed for sale$524,000
2023-10-23Listing removed--
2023-09-27Listed for sale$510,000
2023-08-18Listing removed--
2022-10-04Listed for rent$3,500
2022-09-28Price change$539,900
2022-08-04Listed for sale$549,900
2016-06-08Listing removed--
2016-05-18Listed for sale--
2016-04-06Listing removed$265,000
2016-03-23Price change$265,000
2016-01-07Listed for sale$275,000
2000-08-17Sold$138,000
1994-01-19Sold$95,000

For Sale by Agent

AgentElizabeth Vermilya
BrokerageKELLER WILLIAMS ADVANTAGE REALTY

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