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1017 TURTLE CREEK DRIVE, Oviedo, FL, 32765

3beds
2baths
1,952sqft
$539,000
$276price/sqft
$3,910/moest. monthly cost
$156,400/yrincome needed

About This Home

Welcome home to this beautifully updated pool home in the highly sought after Twin Rivers community of Oviedo. Carefully renovated throughout, this absolutely move-in ready residence offers a functional split bedroom floor plan filled with abundant natural light, creating a bright and inviting atmosphere for both everyday living and entertaining. The heart of the home is the stunning kitchen, remodeled in 2023 with granite countertops, stainless steel appliances, and generous workspace. The spacious living areas flow seamlessly to the backyard, where you'll discover your own private Florida retreat featuring a sparkling pool, a convenient pool bath, attractive paver hardscape, and a new (2026) vinyl privacy fence, perfect for relaxing weekends, outdoor dining, or entertaining family and friends. Recent improvements provide added peace of mind, including a newer air conditioning system that has been professionally serviced, a newer water heater, and a spacious two-car garage. A dedicated laundry room with a utility sink adds everyday convenience. Ideally located just minutes from Oviedo on the Park, sought after golf courses, the University of Central Florida, shopping, dining, recreation, and Riverside Skate Park. Combining thoughtful updates, exceptional outdoor living, and an outstanding location, this meticulously maintained home is truly move-in ready and offers the perfect balance of comfort, convenience, and Florida living.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
9/10
Chiles Middle SchoolGrades 6-81.7 mi
8/10
Hagerty High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 156
  • Dimensions: 12x13

Family Room

  • Level: First
  • Area: 299
  • Dimensions: 13x23

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Solid Wood Cabinets,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,605
  • Total interior livable area: 1,952 sqft

Kitchen

  • Level: First
  • Area: 112
  • Dimensions: 8x14

Laundry

  • Level: First
  • Area: 55
  • Dimensions: 11x5

Living Room

  • Level: First
  • Area: 216
  • Dimensions: 12x18

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 204
  • Dimensions: 12x17

Property

Details

  • Parcel number: 2521315KM00000220
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,Outside Bath Access,Screen Enclosure
  • Exterior features: Private Yard,Rain Gutters,Sidewalk

Lot

  • Lot size: 7,350 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Hurricane
Inland Flooding
Strong Wind

FEMA Declared Disasters in Seminole County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$311$3,732
Property Taxes $677$8,124
Electricity $197$2,366
Total$3,910$46,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,057/yr
40% on housing$117,300/yr
45% on housing$104,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 32765$212
Seminole County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 32765$248
Seminole County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$519,000
2026-07-06Listed for sale$539,000
2023-12-20Sold$497,000
2023-11-28Pending sale$497,600
2023-11-19Listing removed--
2023-11-10Listed for sale$497,600
2022-12-01Sold$360,000
2022-11-02Pending sale$375,000
2022-10-26Listed for sale$375,000
2022-09-16Listing removed--
2022-09-16Price change$2,175
2022-08-27Price change$2,475
2022-08-25Listed for rent$2,525
2018-09-14Listing removed$1,899
2018-08-30Price change$1,899
2018-08-15Listed for rent$1,935
2016-09-01Listing removed$1,799
2015-05-02Listing removed$1,710
2015-04-15Listed for rent$1,710
1993-11-29Sold$125,000

For Sale by Agent

AgentBrian Rotenberger
BrokerageCOMPASS FLORIDA LLC

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