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779 E CHAPMAN ROAD, Oviedo, FL, 32765

5beds
5baths
5,219sqft
$1,800,000
$345price/sqft
$12,643/moest. monthly cost
$505,720/yrincome needed

About This Home

Hard to find Chapman Road location! Beautiful 5 bedroom (could be 6 or 7 bedrooms with a couple of changes), 4.5 bath home located on 9.8 acres (3.6 upland acres). This is a multigenerational home with multiple primary bedrooms and a fantastic in-law suite. Current owners designed and built this home around Feng Shui principles (energy efficiency and natural light). Home features two solar water systems, a 15kw solar power system, large kitchen and breakfast nook, oversized pantry and utility room, solid surface counter-tops, downdraft gas cooktop, gas log fireplace, window blinds, beautiful staircase, incredible solarium, oversized 2-car garage, a single car garage for the in-law suite (currently used as an office), tile and carpet floors, beautiful large courtyard/porch, barrel tile roof, water treatment system, gazebo and beautiful pond. The layout of the home presents an opportunity to increase the current 5-bedroom layout to 6 or 7-bedooms. The home utilizes a well and septic tank for water and waste.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
Evans Elementary SchoolGrades PK-50.6 mi
9/10
8/10
Hagerty High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Disposal,Electric Water Heater,Exhaust Fan,Microwave,Refrigerator,Solar Hot Water Owned,Water Filtration System
  • Laundry features: Electric Dryer Hookup,Laundry Chute,Laundry Room

Bathroom1

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 168
  • Dimensions: 14x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 288
  • Dimensions: 18x16

Features

  • Eating Space In Kitchen,High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Tray Ceiling(s)
  • Door features: French Doors
  • Flooring: Carpet,Ceramic Tile
  • Fireplace features: Gas
  • Fireplace: Yes

Foyer

  • Level: First
  • Area: 144
  • Dimensions: 12x12

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 7,741
  • Total interior livable area: 5,219 sqft

Kitchen

  • Level: First
  • Area: 288
  • Dimensions: 18x16

Living Room

  • Level: First
  • Area: 288
  • Dimensions: 18x16

Primary Bedroom

  • Features: Dual Closets
  • Level: First
  • Area: 320
  • Dimensions: 20x16

Property

Details

  • Parcel number: 27213130000100000
  • Zoning: A-1
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Balcony,Garden

Lot

  • Lot size: 9.80 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Hurricane
Strong Wind

FEMA Declared Disasters in Seminole County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance *$1,038$12,456
Property Taxes $1,979$23,748
Electricity $525$6,302
Total$12,643$151,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$433,474/yr
40% on housing$379,290/yr
45% on housing$337,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 32765$211
Seminole County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 32765$248
Seminole County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Listed for sale$1,800,000
2005-10-21Sold$125,000
2001-03-28Sold$115,000
2000-01-24Sold$102,000

For Sale by Agent

AgentStephen Ratcliff
BrokerageRATCLIFF PROPERTIES

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