




1158 CARMEL CIRCLE #430, Casselberry, FL, 32707
About This Home
Experience elevated lakefront living in the gated Carmel by the Lake community on beautiful Lake Howell in Seminole County. This spacious fourth-floor residence, conveniently accessed by elevator, offers 1,876 square feet of thoughtfully designed living space with 3 bedrooms, 2 bathrooms, and an open-concept layout that showcases breathtaking views of the lake and beautifully landscaped grounds from your private balcony. Wake up each morning to breadth taking peaceful scenery and enjoy a true resort-style lifestyle with exclusive private access to Lake Howell for boating, fishing, kayaking, and paddle boarding. Community amenities include a sparkling swimming pool, tennis courts, clubhouse, and meticulously maintained grounds, all within the security of a gated community. The HOA provides exceptional value by covering water, sewer, cable TV, high-speed internet, exterior maintenance, roof maintenance, and grounds care, allowing you to enjoy a carefree, lock-and-leave lifestyle. Perfectly located just minutes from Winter Park, Maitland, Lake Mary, Altamonte Springs, and Downtown Orlando, this home offers convenient access to major highways, premier shopping, dining, entertainment, top-rated medical facilities, and Orlando's world-renowned attractions. Whether you're searching for a primary residence, seasonal getaway, or low-maintenance luxury retreat, this exceptional waterfront condo offers the perfect blend of comfort, convenience, and Florida living. Schedule your private showing today and discover why Carmel by the Lake is one of Central Florida's most desirable lakefront communities to call home.
Getting Around
Schools
Construction
Condition
- Year built: 1984
Materials
- Foundation: Slab
- Roof: Membrane,Tile
- Construction materials: Block,Stucco
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Range,Range Hood
- Laundry features: Inside
Bathroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 130
- Dimensions: 10x13
Features
- Ceiling Fan(s),Eating Space In Kitchen,Split Bedroom
- Flooring: Carpet,Parquet,Porcelain Tile
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,876
- Total interior livable area: 1,876 sqft
Kitchen
- Features: Pantry
- Level: First
- Area: 250
- Dimensions: 25x10
Living Room
- Features: Ceiling Fan(s)
- Level: First
- Area: 221
- Dimensions: 17x13
Primary Bathroom
- Features: Exhaust Fan
- Level: First
- Area: 168
- Dimensions: 14x12
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 247
- Dimensions: 19x13
Property
Details
- Parcel number: 28213051600003440
- Zoning: PRD
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Balcony,Tennis Court(s)
- Has view: Yes
- View description: Trees/Woods,Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake,Lake Front,Lake Privileges,Boat Ramp - Private,Fishing Pier
- Waterbody name: LAKE HOWELL
- Residential vegetation: Mature Landscaping,Oak Trees
Lot
- Features: City Lot,Near Public Transit,Private
Parking
- Total spaces: 1
- Parking features: Covered,Off Street,Parking Pad
- Covered spaces: 1
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Seminole County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $184 | $2,208 |
| Property Taxes | $434 | $5,208 |
| Electricity | $197 | $2,366 |
| Total | $2,230 | $26,760 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $270,000 |
| 2026-07-17 | Listed for sale | $280,000 |
| 2026-07-16 | Listing removed | $2,250 |
| 2026-06-19 | Listed for rent | $2,250 |
| 2026-06-19 | Listing removed | $2,250 |
| 2026-05-28 | Listed for rent | $2,250 |
| 2024-07-11 | Listing removed | $265,000 |
| 2024-03-31 | Listing removed | -- |
| 2024-03-22 | Listed for rent | $2,200 |
| 2024-03-22 | Listing removed | -- |
| 2024-03-14 | Listing removed | -- |
| 2024-03-11 | Price change | $265,000 |
| 2024-03-07 | Price change | $2,200 |
| 2024-03-01 | Listed for rent | $2,300 |
| 2024-02-19 | Price change | $275,000 |
| 2024-02-07 | Listing removed | -- |
| 2024-01-11 | Listed for sale | $285,000 |
| 2023-12-29 | Price change | $2,200 |
| 2023-12-28 | Listing removed | -- |
| 2023-12-15 | Price change | $295,000 |
| 2023-12-13 | Pending sale | $299,999 |
| 2023-12-13 | Price change | $299,999 |
| 2023-12-06 | Price change | $294,999 |
| 2023-11-18 | Listed for rent | $2,100 |
| 2023-11-06 | Listed for sale | $299,999 |
| 2020-06-24 | Sold | $171,000 |
