1824 Lake St, Oviedo, FL, 32765
About This Home
Lakefront Property with Multiple Living Spaces Enjoy lakefront living on the shores of Lake Jessup with this unique and versatile property located in Oviedo. This renovated home offers beautiful water views and a flexible layout that creates multiple living opportunities. The main house features 3 bedrooms and 2 bathrooms, providing comfortable living space with natural light and peaceful lake views. In addition to the main residence, the property includes three independent in-law suites, each with its own living area and kitchenette. Two of the units offer 1 bedroom and 1 bathroom, while the third unit includes 3 bedrooms and 2 bathrooms. This layout creates excellent income potential, allowing the future owner to use the additional units for extended family, guests, or rental opportunities while still enjoying the privacy of the main home. The property is located just minutes from the revitalized Downtown Oviedo, with convenient access to restaurants, shopping, parks, and local attractions. The home sits directly on Lake Jessup, offering scenic waterfront views and access to outdoor activities such as boating, fishing, and kayaking. The floating dock will need to be replaced, but a public boat ramp is located less than a mile away, providing convenient lake access. The property is fully furnished, making it move-in ready or ideal for immediate rental use. The sale price does not include the furniture, but it can be negotiated for an additional cost. Purchasing the home furnished offers significant advantages, allowing the new owner to avoid the time and expense of furnishing multiple living spaces and making it easier to start generating income right away. Seller financing is available, creating an additional opportunity for qualified buyers.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1976
Materials
- Foundation: Slab
- Roof: Metal,Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer
- Laundry features: Other,Outside
Bedroom2
- Features: Built-in Closet
- Level: Second
- Area: 154
- Dimensions: 14x11
Bedroom3
- Features: Built-in Closet
- Level: Second
- Area: 154
- Dimensions: 14x11
Bedroom4
- Features: Built-in Closet
- Level: Second
- Area: 400
- Dimensions: 20x20
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 6
- Full bathrooms: 6
Features
- Ceiling Fan(s),Vaulted Ceiling(s)
- Flooring: Carpet,Laminate,Tile
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,900
- Total interior livable area: 3,400 sqft
Kitchen
- Level: First
- Area: 168
- Dimensions: 14x12
Living Room
- Level: First
- Area: 483
- Dimensions: 23x21
Loft
- Level: Second
- Area: 195
- Dimensions: 15x13
Primary Bedroom
- Features: Built-in Closet
- Level: First
- Area: 300
- Dimensions: 20x15
Utility Room
- Level: First
- Area: 64
- Dimensions: 8x8
Property
Details
- Parcel number: 32203150301000110
- Zoning: R-1
- Special condition: None
Features
- Levels: Multi/Split
- Exterior features: Balcony
- Has view: Yes
- View description: Water,Lake
- Has water view: Yes
- Water view: Water,Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Lake Privileges
- Waterbody name: LAKE JESSUP
Lot
- Lot size: 0.26 Acres
- Features: Oversized Lot
Parking
- Total spaces: 2
- Parking features: Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Inland Flooding
- Lightning
- Tornado
- Cold Wave
- Hurricane
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Seminole County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,424 | $53,088 |
| Home Insurance * | $504 | $6,048 |
| Property Taxes | $1,102 | $13,224 |
| Electricity | $342 | $4,106 |
| Total | $6,372 | $76,464 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-06 | Price change | $894,900 |
| 2026-03-05 | Listed for sale | $899,900 |
| 2024-08-19 | Listing removed | -- |
| 2024-08-02 | Listed for sale | $899,990 |
| 2023-03-14 | Sold | $200,000 |
| 2023-02-02 | Pending sale | $475,000 |
| 2022-06-30 | Price change | $475,000 |
| 2022-06-28 | Listed for sale | $500,000 |
| 2016-10-21 | Listing removed | $330,000 |
| 2016-08-26 | Listed for sale | $330,000 |
| 2016-06-04 | Listing removed | $355,000 |
| 2016-04-26 | Price change | $355,000 |
| 2016-03-07 | Price change | $365,000 |
| 2015-12-04 | Listed for sale | $375,000 |
| 2008-04-01 | Listing removed | $600,000 |
| 2007-09-04 | Listed for sale | $600,000 |
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