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1711 County Road 13 S, Elkton, FL, 32033

3beds
1baths
1,184sqft
$769,000
$649price/sqft
$5,186/moest. monthly cost
$207,440/yrincome needed

About This Home

Mid-century charm meets riverfront serenity at this one-of-a-kind property on the St. Johns River. Set on 1.16 acres with land on both sides of County Road 13, this turnkey property is currently used as an executive retreat, the home is being offered fully furnished with curated designer mid-century pieces and is already listed across multiple short-term rental platforms, making it immediately income-producing. Whether envisioned as a personal vacation getaway or a savvy investment with short-term rental potential when not being used for personal use, this exceptional property delivers both lifestyle and return. Inside, you’ll find a vibrant blend of artful design and thoughtful updates. The 3-bedroom, 1-bath layout includes two Murphy beds—one in a bedroom/office hybrid space that opens to the living area—and brand-new tile floors, subflooring, baseboards, and windows throughout. Sunlight pours into the living room, framing spectacular river views that stretch out before you like a painting. The kitchen is as stylish as it is functional, with sleek quartz countertops, a colorful backsplash, garden sink, and abundant cabinetry. Outside, the details shine: paver walkways lead through lush gardens to three distinct courtyards, a brand-new pergola, and a beautifully finished patio. Sip morning coffee surrounded by nature, then stroll down to your private boathouse and dock with electricity and a boat lift. A 3-car garage with new doors, a carport for RV parking with plug-in, a new septic system, water softener with aerator, and even a chicken coop—this home offers a lifestyle as flexible as it is serene. With 2,430 total square feet including finished outdoor and garage spaces, there's room to stretch out or host in style. New Metal Roof in 2020, and Recently upgraded electrical in 2024. Whether you utilize it as a short-term rental or keep it all to yourself, this property is a rare riverfront gem, blending vintage soul with modern comfort.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
5/10
5/10
Pedro Menendez High SchoolGrades 9-1213.2 mi

Construction

Condition

  • Year built: 1954

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 2,430
  • Total interior livable area: 1,184 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0229800000
  • Zoning: RS-2

Features

  • Stories: 1
  • Entry location: Ground Level
  • Patio & porch: Screened Porch
  • Exterior features: Dock
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: River Front,Waterfront,River,Navigable Water

Lot

  • Lot size: 1.16 Acres
  • Features: 1+ Acres

Parking

  • Total spaces: 3
  • Parking features: 3 Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Heat Wave
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,888$46,656
Home Insurance *$287$3,444
Property Taxes $814$9,768
Electricity $197$2,366
Total$5,186$62,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,805/yr
40% on housing$155,580/yr
45% on housing$138,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$649This listing

vs Other Active Listings

Avg $/sqft

ZIP 32033$276
St. Johns County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 32033$212
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$769,000
2026-03-03Price change$775,000
2026-02-10Price change$785,000
2026-01-26Price change$795,000
2025-12-04Price change$810,000
2025-07-22Listed for sale$820,000
2024-12-27Sold$749,000
2024-12-03Pending sale$749,000
2024-11-21Listed for sale$749,000
2022-04-19Sold$645,000
2022-03-21Pending sale$659,900
2022-03-10Contingent$659,900
2022-03-10Pending sale$659,900
2022-02-11Listed for sale$659,900
2019-11-05Listing removed$425,000
2019-10-31Listed for sale$425,000
2019-09-23Listing removed$425,000
2019-05-09Listed for sale$425,000

For Sale by Agent

AgentJena Dennis
BrokerageGreat Expectations Realty

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