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1998 N Karen Ln, Round Lake Beach, IL, 60073

4beds
3baths
2,960sqft
$374,000
$126price/sqft
$3,014/moest. monthly cost
$120,560/yrincome needed

About This Home

Charming single-family home in Round Lake Beach featuring 4 Bedrooms (3 upstairs, 1 finished basement downstairs), and 3 Full Bathrooms. Has a dry/wet sauna. This well-maintained property offers a bright and spacious living area, a modern kitchen with ample cabinetry, and a cozy dining space. The large backyard is appropriate for outdoor activities, and the attached garage provides convenient parking. Located close to shopping, dining, and recreational opportunities, this home offers comfort and convenience in a welcoming neighborhood. Facing a pond in the the back and a park in the front. Full finished walk-out basement with a sauna.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
4/10
Round Lake Middle SchoolGrades 6-80.9 mi
4/10

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Bedroom3

  • Level: Main
  • Area: 90
  • Dimensions: 9X10

Bedroom4

  • Level: Basement
  • Area: 90
  • Dimensions: 9X10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 150
  • Dimensions: 10X15

Family Room

  • Level: Main
  • Area: 400
  • Dimensions: 20X20

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,960
  • Total interior livable area: 2,960 sqft

Kitchen

  • Level: Main
  • Area: 225
  • Dimensions: 15X15

Laundry

  • Level: Basement
  • Area: 80
  • Dimensions: 10X8

Living Room

  • Level: Main
  • Area: 150
  • Dimensions: 15X10

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Main
  • Area: 300
  • Dimensions: 15X20

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 06172071070000
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 2
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,891$22,692
Home Insurance *$192$2,304
Property Taxes $704$8,448
Electricity $227$2,732
Total$3,014$36,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,337/yr
40% on housing$90,420/yr
45% on housing$80,373/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 60073$155
Lake County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 60073$186
Lake County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-16Listing removed$3,300
2025-10-28Listed for rent$3,300
2025-09-24Listing removed$3,300
2025-09-23Listed for rent$3,300
2025-08-14Listing removed$3,300
2025-05-16Price change$374,000
2025-05-05Listed for sale$365,000
2025-04-27Price change$3,300
2025-04-13Price change$3,500
2025-03-15Listed for rent$3,300
2024-06-04Listing removed--
2024-04-09Listed for rent$3,000
2023-11-26Listing removed--
2023-11-05Listed for rent$3,000
2023-10-16Listing removed--
2023-04-01Price change$3,000
2023-01-13Price change$2,800
2022-12-17Listed for rent$2,500
2022-08-30Listing removed--
2022-06-01Price change$3,000
2021-04-20Listing removed--
2021-03-08Pending sale$250,000
2021-02-23Price change$250,000
2021-02-09Listed for sale$240,000
2021-01-20Listed for rent$2,200
2000-02-08Sold$149,500
1994-04-04Sold$87,333

For Sale by Agent

AgentMisael Chacon
BrokerageBeycome brokerage realty LLC

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