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543 RAY EDWARDS Road, Saint Augustine, FL, 32086

3beds
2baths
1,756sqft
$449,900
$256price/sqft
$3,268/moest. monthly cost
$130,720/yrincome needed

About This Home

This charming single-family pool home in St. Augustine, FL was built in 1990 and offers 1,756 sq.ft. of finished living space on a spacious 1-acre lot. With 1 full bathroom and 1 half bathroom, this 2-story home is perfect for a small family or couple looking for a peaceful retreat. Featuring a cozy atmosphere and plenty of outdoor space, this property is the perfect blend of comfort and privacy.* 3 Bedrooms * 1 1/2 Bathrooms* Office* Bonus Room* Newly remodeled pool* New Hot Tub* Tiki Hut, Grill, Refrigerator* All tile and hardwood floors* 400+ sq ft insulated pool house/shop* 12x12 Shed* 12x32 Shed*

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
6/10
5/10

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Bonus Room

  • Level: First

Dining Room

  • Level: Lower

Family Room

  • Level: Lower

Features

  • Pantry,Wet Bar
  • Flooring: Tile,Wood
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,756 sqft

Kitchen

  • Level: Lower

Master Bathroom

  • Level: Upper

Master Bedroom

  • Level: Upper

Office

  • Level: Lower

Property

Details

  • Parcel number: 1372200140
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Front Porch,Patio
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 1 Acres
  • Features: Other
  • Lot size dimensions: 1 acre

Parking

  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$342$4,104
Property Taxes $455$5,460
Electricity $197$2,366
Total$3,268$39,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,045/yr
40% on housing$98,040/yr
45% on housing$87,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 32086$204
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32086$230
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$439,900
2026-07-28Price change$449,900
2026-07-23Price change$459,999
2026-06-29Price change$489,900
2026-05-19Listed for sale$499,900
2025-05-31Listing removed$524,000
2025-05-02Price change$524,000
2025-03-26Price change$574,000
2025-02-21Price change$599,000
2025-01-29Price change$590,000
2025-01-12Price change$595,000
2025-01-10Listed for sale$599,900
2022-10-30Listing removed--
2022-04-29Listed for sale$649,900
2020-04-16Listing removed$329,999
2019-12-30Price change$329,999
2019-12-18Price change$334,999
2019-11-27Price change$339,000
2019-11-19Listed for sale$349,000
2010-06-19Listing removed$279,900
2010-06-15Listed for sale$279,900
2007-09-13Sold$270,000
2003-04-04Sold$115,000

For Sale by Agent

AgentRANDAL LONGO
BrokerageKEYS REALTY REDEFINED

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