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4 Oceanside Dr, Saint Augustine, FL, 32080

4beds
5baths
5,662sqft
$5,395,000
$953price/sqft
$38,741/moest. monthly cost
$1,549,640/yrincome needed

About This Home

Oceanfront Luxury home with elevator on a large private lot at .89 acres with 100 Feet of Private Beachfront and located within the City limits of St. Augustine beach plus no HOA. Indulge in the ultimate coastal lifestyle with this magnificent 5,600 sq. ft. oceanfront estate, offering 100 feet of private, pristine beachfront and an exclusive private walkway to the sand. Nestled within a gated driveway in a private, upscale neighborhood with no HOA, this breathtaking residence combines luxury, privacy, and panoramic ocean views. Designed with a reverse floor plan to maximize its stunning waterfront setting, the second-floor main living area offers factory finished solid oak floors, expansive balconies, perfect for enjoying the sea breeze, morning sunrises, and endless horizon views. The chef’s dream kitchen, newly renovated with veined artisan quartz countertops, high-end Viking appliances, two large islands, two dishwashers, 3 sinks, warming drawer and filtered water. Beautiful oak floors that provide for the perfect space for entertaining in style. The large master ensuite with an oceanfront balcony with custom closets and the generous sized executive office/study and guest half bath are also on the second floor. This sophisticated retreat features 4 spacious bedrooms, 4.5 designer-appointed baths. A residential elevator provides seamless access to every level, ensuring both comfort and convenience. The oversized 3-car garage includes a second-floor storage area, offering plenty of space for your coastal living essentials. A large family room with pool table is perfect for enjoyment. Irrigation well and sprinkler system to maintain the beautiful grounds. Not limited by HOA restrictions here, you have the freedom to personalize your dream home without limitations. Concrete block, brick & stucco construction. Perfect space to design your own pool to match this luxurious setting. Seller offering $150,000 pool allowance. Some photos have been digitally enhanced to include virtual staging, including bedrooms and living area. Original photos are also included.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

9/10
7/10
Sebastian Middle SchoolGrades 6-87.7 mi
5/10
St. Augustine High SchoolGrades 9-128.3 mi

Construction

Condition

  • Year built: 2001

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 8,794
  • Total interior livable area: 5,662 sqft

Master Bedroom

  • Level: Second

Office

  • Area: 559

Property

Details

  • Parcel number: 1745120000
  • Zoning: Res

Features

  • Stories: 2
  • Entry location: Ground Level
  • On waterfront: Yes
  • Waterfront features: Direct Ocean Front,Ocean Front,Navigable Water

Lot

  • Lot size: 0.89 Acres
  • Features: 1/2 to 1 Acre
  • Lot size dimensions: 100 x 277

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $27,280$327,360
Home Insurance *$4,243$50,916
Property Taxes $6,649$79,788
Electricity $569$6,837
Total$38,741$464,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,328,262/yr
40% on housing$1,162,230/yr
45% on housing$1,033,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$953This listing

vs Other Active Listings

Avg $/sqft

ZIP 32080$335
St. Johns County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 32080$356
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$5,895,000
2026-01-20Price change$5,495,000
2025-06-11Listed for sale$5,425,000
2019-08-23Sold$1,850,000
2019-05-17Listing removed$2,350,000
2019-04-18Listed for sale$2,350,000
2018-10-31Listing removed$2,390,000
2018-09-21Price change$2,390,000
2018-08-28Price change$2,490,000
2018-02-19Listed for sale$2,590,000
2006-08-02Sold$2,825,000

For Sale by Agent

AgentRichard O'Brien
BrokerageColdwell Banker Premier Properties (A1A Beach)

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