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6357 Putnam St, Saint Augustine, FL, 32080

4beds
5baths
5,321sqft
$3,250,000
$611price/sqft
$19,646/moest. monthly cost
$785,840/yrincome needed

About This Home

Experience waterfront living at its finest in this custom-designed Intracoastal estate, thoughtfully crafted for both entertaining and everyday enjoyment. Positioned to capture expansive water views and protected preserve views of Moses Creek just across the waterway. This exceptional property offers a rare combination of deep-water dockage on the Intracoastal Waterway and an additional covered canal-front dock, complete with a boat lift. Designed to seamlessly blend indoor and outdoor living, the residence features a glass enclosed pool and spa, spacious waterfront gathering areas, and breathtaking sunset views. At the heart of the home, a distinctive sunken bar with pass-through access to the outdoor pool area creates an ideal setting for hosting family and friends. Architectural details throughout the home include a striking natural coral fireplace wall and handcrafted Mexican-imported Cantera stone accent columns, adding warmth, character, and timeless coastal appeal. The thoughtfully designed floor plan offers multiple living and entertaining spaces with views of the Intracoastal Waterway from every room! Notable highlights include two separate, two-car garages, including one currently used as the "Tackle Box," offering generous space for vehicles, boating and fishing equipment, hobbies, and storage. With direct boating access, exceptional outdoor amenities, unique architectural elements, and a premier waterfront location, this property presents a rare opportunity to enjoy the best of coastal living in St. Augustine.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Bedroom2

  • Area: 192

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Features: Formal
  • Area: 420

Family Room

  • Area: 374

Features

  • Bedroom Downstairs,Great Room,Wet Bar,Ceiling Fan(s),Chandelier
  • Window features: Window Treatments
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump,Fireplace(s)
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 5,321
  • Total interior livable area: 5,321 sqft

Kitchen

  • Area: 418

Living Room

  • Area: 529

Master Bathroom

  • Features: Tub/Shower Separate

Master Bedroom

  • Level: First
  • Area: 437

Property

Details

  • Parcel number: 1801410140
  • Zoning: RS-3

Features

  • Levels: 2 Story,Split
  • Stories: 2
  • Entry location: Ground Level
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Patio,Porch,2nd Porch
  • Exterior features: Auto Sprinkler,Private Dock,Dock
  • Fencing: Partial
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Intracoastal View,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Intracoastal,Seawall,Navigable Water

Lot

  • Lot size: 1.14 Acres
  • Features: Cul-De-Sac,1+ Acres

Parking

  • Total spaces: 4
  • Parking features: 4 Car Garage,Attached,Detached,Guest,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,433$197,196
Home Insurance *$2,556$30,672
Property Taxes $122$1,464
Electricity $535$6,425
Total$19,646$235,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$673,577/yr
40% on housing$589,380/yr
45% on housing$523,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$611This listing

vs Other Active Listings

Avg $/sqft

ZIP 32080$339
St. Johns County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 32080$356
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$3,250,000
1988-12-01Sold$85,000

For Sale by Agent

AgentAnne Guenther
BrokerageOne Sotheby's - Downtown

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