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121 Morningview Pl, Saint Augustine, FL, 32086

3beds
2baths
1,582sqft
$357,000
$226price/sqft
$2,646/moest. monthly cost
$105,840/yrincome needed

About This Home

Half an acre, no HOA, and the freedom to truly enjoy the St. Augustine lifestyle—121 Morningview Place offers space and flexibility that are becoming harder to find. This 3-bedroom, 2-bath single-story home sits on a generous lot in Flood Zone X, meaning no required flood insurance. Inside, an easy-flow layout connects the oversized kitchen to the main living area, creating an open, functional heart of the home. Step outside and the potential expands. The fully fenced backyard offers room for a pool, outdoor kitchen, fire pit, or your ideal Florida setup. Bring your boat, RV, or toys—no HOA restrictions. A screened porch, two-car garage, and wood-burning fireplace add everyday comfort. Offered at a price reflecting its original condition, this is a solid opportunity on a half-acre lot with room to make it your own.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
6/10
5/10

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,582
  • Total interior livable area: 1,582 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1823210130
  • Zoning: RS-2

Features

  • Stories: 1
  • Entry location: Ground Level
  • Patio & porch: Screened Porch

Lot

  • Lot size: 0.51 Acres
  • Features: 1/2 to 1 Acre

Parking

  • Parking features: Garage Door Opener

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,805$21,660
Home Insurance *$271$3,252
Property Taxes $373$4,476
Electricity $197$2,366
Total$2,646$31,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,720/yr
40% on housing$79,380/yr
45% on housing$70,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 32086$205
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32086$230
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$357,000
2008-03-03Sold$86,000

For Sale by Agent

AgentMaya Mehanna
BrokerageColdwell Banker Premier Properties (Historic Office)

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