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3825 Hickory Ln, Saint Augustine, FL, 32086

3beds
4baths
4,182sqft
$2,300,000
$550price/sqft
$16,271/moest. monthly cost
$650,840/yrincome needed

About This Home

This exceptional waterfront estate offers a rare opportunity to own a private 0.67-acre sanctuary on Moultrie Creek, with direct access to the Intracoastal Waterway. Positioned high on Moultrie Bluff, the property showcases panoramic views of the creek and surrounding marshlands, creating a peaceful setting rich with wildlife and marine life. Designed for the Florida waterfront lifestyle, the property features a screened swimming pool, boathouse, dock, boat lift, fishing area, and a charming gazebo. Enjoy magnificent sunrises and sunsets while remaining conveniently close to shopping, dining, historic downtown St. Augustine, and the area’s beautiful beaches. Offering approximately 4,182 square feet of conditioned living space, the home includes three bedrooms and three and one half bathrooms. Its spacious floor plan features a private office, formal dining room, living room, family room, two fireplaces, a well-appointed kitchen with a walk-in pantry, and an additional dining area overlooking the pool and waterfront. The impressive two-story owner’s retreat is privately situated and includes two separate bathrooms, generous walk in closet spaces, and an upper-level office or sitting area. A private balcony provides breathtaking views of Moultrie Creek and the surrounding waterfront vista. Additional features include an oversized two-car garage with a separate utility area, half bathroom, and laundry space. The natural setting offers ample room for gardening, entertaining, and outdoor recreation. With its unique setting, expansive living spaces, and waterfront amenities, this distinctive property is ready for its next owners to make it their own.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Block,Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Great Room,Ceiling Fan(s),Chandelier
  • Window features: Skylight(s),Window Treatments
  • Flooring: Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,182
  • Total interior livable area: 4,182 sqft

Master Bathroom

  • Features: Tub/Shower Separate

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1848400050
  • Zoning: RS-1

Features

  • Levels: 2 Story,Split
  • Stories: 2
  • Entry location: Ground Level
  • Private pool: Yes
  • Pool features: In Ground,Heated,Screen Enclosure
  • Patio & porch: Screened Porch
  • Exterior features: Private Dock,Well,Dock
  • Fencing: Full
  • On waterfront: Yes
  • Waterfront features: Waterfront,Creek,Seawall,Navigable Water

Lot

  • Lot size: 0.67 Acres
  • Features: Other-See Remarks,Paved,1/2 to 1 Acre

Parking

  • Parking features: Garage Door Opener

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,630$139,560
Home Insurance *$1,750$21,000
Property Taxes $2,471$29,652
Electricity $420$5,050
Total$16,271$195,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$557,862/yr
40% on housing$488,130/yr
45% on housing$433,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$550This listing

vs Other Active Listings

Avg $/sqft

ZIP 32086$198
St. Johns County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 32086$230
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Listed for sale$2,300,000

For Sale by Agent

AgentNancy Trudel
BrokerageThe Ruggeri Group Real Estate

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