




111 SWALLOW Road, Saint Augustine, FL, 32086
About This Home
Ready to escape the HOA? Welcome to St. Augustine South, one of St. Augustine's most convenient and sought-after neighborhoods where no HOA restrictions mean the freedom to truly live your way. Park your boat right in the driveway, then head to one of two nearby community boat ramps with direct access to Matanzas River and Moultrie Creek. This move-in ready home blends comfort, flexibility, and functionality with a new metal roof (2025), updated LVP flooring throughout (no carpet here), plumbing re-pipe (2023), newer HVAC (2021), new hot water heater (2025), and fresh neutral paint throughout. Flexible living spaces offer endless potential inside, while outside, the fully fenced backyard creates a private retreat complete with a large gazebo, covered carport area, and a storage shed. With beaches, shopping, dining, and historic downtown all nearby, this home delivers the comfortable and laid-back coastal lifestyle so many buyers are searching for. Inside, the main living area centers around a decorative fireplace, creating a warm and comfortable gathering space for everyday living and entertaining. Natural light, practical design, and flexible spaces give the home an easy, livable feel from the moment you walk through the door. One of the standout features of this property is the incredible versatility it offers. In addition to the three traditional bedrooms, the garage has been thoughtfully converted into two additional flex spaces that can easily adapt to your lifestyle needs. Whether you envision a home office with a private exterior entrance for clients, a fitness room, playroom, hobby space, media room, guest retreat, or second living area, this home offers the flexibility to create spaces that truly fit the way you live today. For buyers who prefer a traditional garage setup, the original garage doors remain in place, offering the potential to convert the space back if desired. Outside, the property continues to offer the kind of freedom and flexibility that is becoming increasingly difficult to find in St. Augustine. The fully fenced backyard provides privacy and room to relax, entertain, or store recreational equipment with ease. A large gazebo creates the perfect outdoor gathering space, while the covered carport area and backyard shed add valuable functionality and storage. With no HOA or CDD restrictions, there's room for your boat, trailer, tools, or recreational vehicles without the limitations of a heavily restricted community. Adding to the appeal, residents enjoy access to two nearby neighborhood boat ramps, making it easy to enjoy boating, fishing, and everything coastal Florida living has to offer. Perfectly positioned near local restaurants, parks, schools, major commuter routes, beautiful beaches, and the charm of historic downtown St. Augustine, this home offers the ideal balance of convenience and laid-back living. Whether you're searching for a primary residence, an investment opportunity, or a flexible property with room to grow alongside your needs, this home presents an exceptional opportunity in a location people continue to love calling home. Schedule your private showing today!
Getting Around
Schools
Construction
Condition
- Year built: 1984
Materials
- Roof: Metal
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Refrigerator
- Laundry features: Electric Dryer Hookup
Bathroom2
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bonus Room
- Level: Main
Den
- Level: Main
Features
- Breakfast Bar,Eat-in Kitchen,Open Floorplan,Primary Bathroom - Shower No Tub
- Window features: Skylight(s)
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Wall/Window Unit(s)
Interior Area
- Total structure area: 2,677
- Total interior livable area: 2,073 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Master Bathroom
- Level: Main
Master Bedroom
- Level: Main
Office
- Level: Main
Utility Room
- Level: Main
Property
Details
- Parcel number: 2331202667
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Front Porch
- Fencing: Back Yard,Wood
Lot
- Lot size: 7,840 sqft
Parking
- Total spaces: 1
- Parking features: Attached Carport
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Coastal Flooding
- Hurricane
- Heat Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Johns County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,149 | $25,788 |
| Home Insurance * | $323 | $3,876 |
| Property Taxes | $462 | $5,544 |
| Electricity | $208 | $2,503 |
| Total | $3,142 | $37,704 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-27 | Price change | $425,000 |
| 2026-05-15 | Listed for sale | $450,000 |
| 2021-07-15 | Sold | $190,000 |
For Sale by Agent
