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270 Costado St, Saint Augustine, FL, 32086

2beds
2baths
1,365sqft
$299,000
$219price/sqft
$2,290/moest. monthly cost
$91,600/yrincome needed

About This Home

For buyers seeking concrete block construction, this property stands out as one of the best values in St. Augustine Shores. This 2-bedroom, 2-bath concrete block and stucco home offers approximately 1,365 square feet of living space, a one-car garage, and a screened porch, providing an excellent opportunity to add cosmetic updates and personal touches. The desirable split-bedroom floor plan features two private bedroom suites situated on opposite sides of the home, each with its own en suite bathroom for added comfort and privacy. Major improvements have already been completed, roof permit in 2023, a plumbing upgrade in 2021, and replacement of the front-facing exterior window. Residents enjoy access to an impressive array of amenities, including the Riverview Club on the Intracoastal Waterway featuring a community pool, fishing pier, park, and scenic wildflower meadow. Outdoor enthusiasts will appreciate miles of walking and biking trails, fishing lakes, tennis courts, disc golf, and the St. Augustine Shores Golf Club. Additional benefits include St. Johns County water and sewer service, miles of paved streets and sidewalks, and HOA dues of less than $35 per month. Bring your vision and make it your own while enjoying the benefits of an established community, low HOA fees, and a convenient location close to everything St. Augustine has to offer.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Bedroom2

  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 100

Family Room

  • Area: 170

Features

  • Ceiling Fan(s)
  • Window features: Skylight(s)
  • Flooring: Carpet,Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,365
  • Total interior livable area: 1,365 sqft

Kitchen

  • Area: 80

Living Room

  • Area: 180

Master Bathroom

  • Features: Tub/Shower Combo

Master Bedroom

  • Level: First
  • Area: 143

Property

Details

  • Parcel number: 2730530070
  • Zoning: PUD

Features

  • Levels: Split
  • Stories: 1
  • Entry location: Ground Level
  • Patio & porch: Porch,Screened Porch

Lot

  • Lot size: 7,840 sqft
  • Features: Suburban,Less than 1/4 Acre
  • Lot size dimensions: 78x100

Parking

  • Total spaces: 1
  • Parking features: 1 Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$227$2,724
Property Taxes $355$4,260
Electricity $197$2,366
Total$2,290$27,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,514/yr
40% on housing$68,700/yr
45% on housing$61,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 32086$205
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32086$230
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$299,000
2022-11-01Listing removed--
2022-04-28Listed for sale$350,000

For Sale by Agent

AgentJohn Long
BrokerageSea Crest Realty, Inc.

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