474 Peninsula Dr, Fort Pierce, FL, 34946
About This Home
Beautifully updated waterfront home featuring 6 bedrooms, 4.5 bathrooms, and the elevated Florida lifestyle today’s buyers are looking for. This Fort Pierce waterfront property stands out with bright open spaces, modern finishes, and effortless indoor-outdoor living. Enjoy expansive water views, bright open living spaces, and seamless flow for entertaining. Step outside to your private waterfront backyard complete with a pool, direct water access, and multiple lounge areas made for sunset dinners, boating days, and unforgettable weekends. Homes with this much space, waterfront access, and modern style rarely hit the market, making this an incredible opportunity for buyers looking for something special.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Roof: Metal
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Self Cleaning Oven,Oven,Washer
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Features
- Built-in Features,Closet Cabinetry,Kitchen Island,Split Bedroom,Other
- Door features: High Impact Doors
- Window features: Clear Impact Glass,Blinds,High Impact Windows
- Flooring: Other
Heating & Cooling
- Heating features: None
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,590 sqft
Property
Details
- Parcel number: 142160100090004
- Zoning: 0
Features
- Stories: 2
- Entry location: First Floor Entry
- Private pool: Yes
- Pool features: In Ground,Heated
- Patio & porch: Deck,Open Porch,Patio
- Exterior features: Lighting,Balcony
- Has view: Yes
- View description: Bay,Intracoastal View
- Has water view: Yes
- Water view: Bay,Intracoastal View
- On waterfront: Yes
- Waterfront features: Ocean Access,Canal Front,Intracoastal Front,No Fixed Bridges,WF/Pool/Ocean Access,Bay
- Frontage type: Bay/Harbor
- Frontage length: 105
Lot
- Lot size: 10,454 sqft
- Features: Less Than 1/4 Acre Lot
Parking
- Total spaces: 2
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Lucie County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,602 | $115,224 |
| Home Insurance * | $834 | $10,008 |
| Property Taxes | $3,070 | $36,840 |
| Electricity | $361 | $4,335 |
| Total | $13,867 | $166,404 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for rent | $11,500 |
| 2026-05-08 | Listing removed | $11,500 |
| 2026-05-07 | Price change | $11,500 |
| 2026-05-07 | Price change | $1,899,000 |
| 2026-05-04 | Price change | $1,939,000 |
| 2026-05-01 | Price change | $11,775 |
| 2026-05-01 | Price change | $1,949,000 |
| 2026-04-13 | Listed for sale | $1,989,000 |
| 2025-12-26 | Listing removed | $1,895,000 |
| 2025-10-21 | Listed for rent | $12,000 |
| 2025-09-30 | Listing removed | $1,989,000 |
| 2025-08-26 | Listed for rent | $11,995 |
| 2025-04-21 | Listed for sale | $1,989,000 |
| 2025-04-08 | Listing removed | $11,995 |
| 2025-02-05 | Price change | $11,995 |
| 2025-01-23 | Price change | $1,889,000 |
| 2025-01-06 | Listed for rent | $12,995 |
| 2024-10-27 | Listed for sale | $1,899,000 |
| 2024-07-04 | Listing removed | -- |
| 2024-02-12 | Price change | $1,899,000 |
| 2024-01-18 | Listed for sale | $1,849,000 |
| 2022-06-27 | Sold | $1,310,000 |
| 2000-05-03 | Sold | $190,000 |
| 2000-03-03 | Sold | $60,000 |
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