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4235 N Highway A1a #14, Hutchinson Island, FL, 34949

2beds
2baths
1,234sqft
$275,000
$223price/sqft
$2,053/moest. monthly cost
$82,120/yrincome needed

About This Home

Charming 2-bedroom, 1.5-bath townhome just steps to the beach! Enjoy a private patio ideal for entertaining and catching warm ocean breezes. Direct ocean access is right across the street. Community amenities include a pool and tennis courts. With your magic touch, this could be island living at its finest!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
Dan Mccarty SchoolGrades 6-85.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1982

Materials

  • Construction materials: Block

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: Inside,Laundry Closet

Bedroom2

  • Level: Second
  • Area: 132
  • Dimensions: 12 X 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 84
  • Dimensions: 14 X 6

Features

  • Living/Dining Room,Separate Shower,Upper Level Primary
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,334
  • Total interior livable area: 1,234 sqft

Kitchen

  • Level: Main
  • Area: 36
  • Dimensions: 9 X 4

Living Room

  • Level: Main
  • Area: 336
  • Dimensions: 14 X 24

Master Bedroom

  • Level: Second
  • Area: 39
  • Dimensions: 13 X 3

Property

Details

  • Parcel number: 142312000121401
  • Zoning: HutchI
  • Special condition: Listed As-Is

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Entry Level Living Area Y
  • Pool features: Association
  • Patio & porch: Patio
  • Exterior features: Outdoor Living Area
  • Has view: Yes
  • View description: Garden,Pool,Tennis Court
  • Waterfront features: Ocean Access

Lot

  • Lot size: 1,000 sqft
  • Features: < 1/4 Acre

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$22$264
Property Taxes $444$5,328
Electricity $197$2,366
Total$2,053$24,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,388/yr
40% on housing$61,590/yr
45% on housing$54,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 34949$410
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34949$567
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for rent$2,300
2025-12-16Listed for sale$275,000
2021-09-12Listing removed--
2021-09-09Listed for rent$1,700
2021-07-21Sold$228,500
2021-03-12Sold$5,100
2019-07-19Listing removed$100,000
2019-07-05Pending sale$100,000
2018-12-06Listed for sale$100,000
2006-01-17Sold$275,000
1999-08-17Sold$65,000

For Sale by Agent

AgentSergei V. Goukasov
BrokerageReal Estate Expo Inc

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