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4000 N Highway A1a #402, Hutchinson Island, FL, 34949

3beds
3baths
2,701sqft
$1,150,000
$426price/sqft
$8,027/moest. monthly cost
$321,080/yrincome needed

About This Home

Champagne wishes and oceanfront dreams come alive in this spectacular 4th-floor showpiece on North Hutchinson Island. Offering three bedrooms, two-and-a-half baths, and over 2,700 square feet of exquisitely renovated living space, this private-elevator residence is luxury living at its finest. Floor-to-ceiling glass frames endless Atlantic views, while sun-washed plank tile floors and refined finishes set a tone of relaxed elegance. The gourmet kitchen dazzles with quartz countertops, premium stainless appliances, custom cabinetry, and dual wine refrigerators—perfect for entertaining in style. Step onto the expansive oceanfront balcony and savor sunrise coffees or sunset cocktails to the rhythm of the waves. The sumptuous primary suite delivers spa-level indulgence and jaw-dropping views. Add resort amenities, private beach access, and a coveted island addressand darling, you're not just buying a condo, you're living the lifestyle of the rich and famous.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
Dan Mccarty SchoolGrades 6-85.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1993

Materials

  • Roof: Composition,Rolled/Hot Mop
  • Construction materials: Concrete,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Colonial
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: Inside,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Built-in Features,Bathtub,Dining Area,Separate/Formal Dining Room,Dual Sinks,Entrance Foyer,Eat-in Kitchen,Elevator,Living/Dining Room,Pantry,Storage,Soaking Tub,Separate Shower,Walk-In Closet(s)
  • Window features: Blinds,Sliding

Heating & Cooling

  • Heating features: Central,Electric,Individual
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,307
  • Total interior livable area: 2,701 sqft

Kitchen

  • Level: Main
  • Area: 520
  • Dimensions: 20 X 26

Living Room

  • Level: Main
  • Area: 594
  • Dimensions: 18 X 33

Master Bedroom

  • Level: Main
  • Area: 270
  • Dimensions: 15 X 18

Property

Accessibility

  • Accessibility features: Accessibility Features

Details

  • Parcel number: 142350300060008
  • Zoning: RES

Features

  • Entry location: Entry Level Living Area Y
  • Pool features: Association
  • Patio & porch: Covered,Open,Wrap Around,Balcony
  • Exterior features: Balcony,Outdoor Living Area
  • Has view: Yes
  • View description: Intercoastal,Ocean
  • Has water view: Yes
  • Water view: Intercoastal,Ocean
  • On waterfront: Yes
  • Waterfront features: Ocean Access,Ocean Front,Shoreline - Sand

Lot

  • Features: < 1/4 Acre

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage,Garage Door Opener,Open
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$93$1,116
Property Taxes $1,848$22,176
Electricity $271$3,261
Total$8,027$96,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$275,211/yr
40% on housing$240,810/yr
45% on housing$214,053/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$426This listing

vs Other Active Listings

Avg $/sqft

ZIP 34949$405
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34949$567
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$1,150,000
2026-04-27Contingent$1,150,000
2025-12-12Listed for sale$1,150,000
2025-09-09Listing removed$1,150,000
2025-03-15Price change$1,150,000
2024-08-29Listed for sale$1,249,000
2024-07-22Listing removed--
2024-04-18Price change$1,149,800
2024-01-05Price change$1,249,800
2024-01-05Price change$12,498,000
2024-01-05Listed for sale$1,249,800
2016-07-05Sold$555,000
2016-05-14Listed for sale$565,000
1994-03-01Sold$285,000

For Sale by Agent

AgentRonald Suarez
BrokerageDale Sorensen Real Estate Inc.

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