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4400 N Highway A1a #8N, Hutchinson Island, FL, 34949

3beds
4baths
2,817sqft
$1,595,000
$566price/sqft
$11,025/moest. monthly cost
$441,000/yrincome needed

About This Home

This luxurious 8th-floor unit at the Paragon on Hutchinson Island offers breathtaking panoramic views of the Atlantic Ocean and miles of beach. With only 23 units in the building, this gated community provides a private and exclusive living experience. The unit comes fully furnished and features a spacious open-plan kitchen, large living area, and 3 bedrooms 3.5 bathrooms. Additional amenities include a 1 car spot under building and a two-car garage, fitness center, entertainment room, pool, and direct beach access plus much more.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
Dan Mccarty SchoolGrades 6-85.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 1996

Materials

  • Roof: Other
  • Construction materials: Block,Other,Concrete,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Multi-Level
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Some Electric Appliances,Cooktop,Dryer,Dishwasher,Electric Range,Disposal,Microwave,Range,Refrigerator,Washer Dryer Allowed,Water Heater,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Closet Cabinetry,Elevator,Living/Dining Room,Custom Mirrors,Split Bedrooms,Walk-In Closet(s)
  • Window features: Sliding,Shutters
  • Flooring: Other
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,217
  • Total interior livable area: 2,817 sqft

Property

Details

  • Parcel number: 142361000120002
  • Attached to another structure: Yes
  • Special condition: Listed As-Is

Features

  • Stories: 13
  • Pool features: Community
  • Patio & porch: Balcony,Open,Wrap Around
  • Exterior features: Balcony,Fence,Sprinkler/Irrigation,Lighting,Outdoor Shower,Storm/Security Shutters,Tennis Court(s)
  • Has view: Yes
  • View description: Ocean,River
  • Has water view: Yes
  • Water view: Ocean,River
  • On waterfront: Yes
  • Waterfront features: Ocean Access,Ocean Front,Beach Access

Lot

  • Features: Sprinklers Automatic

Parking

  • Total spaces: 3
  • Parking features: Assigned,Circular Driveway,Covered,Detached,Free Parking,Garage,Guest,Handicap,Two Spaces,See Remarks,Truck Parking,Garage Door Opener
  • Has garage: Yes
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,065$96,780
Home Insurance *$129$1,548
Property Taxes $2,548$30,576
Electricity $283$3,401
Total$11,025$132,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$378,000/yr
40% on housing$330,750/yr
45% on housing$294,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$566This listing

vs Other Active Listings

Avg $/sqft

ZIP 34949$403
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34949$567
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-12Listed for sale$1,595,000
2021-03-09Sold$1,100,000
2021-02-03Contingent$1,199,000
2021-01-18Listed for sale$1,199,000
2019-04-09Sold$725,000

New Construction

AgentMitchell Mann
BrokerageBeach Front Mann Realty

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