2440 Harbour Cove Drive, Fort Pierce, FL, 34949
About This Home
Wait until you see the breathtaking water views from this stunning townhome—one of the best in the entire community with a private 30' boat dock and lift. Bring your boat and enjoy the luxury of a private dock with a lift—a rare find and the only townhome listed with a dock & lift in the highly sought-after Harbour Cove on Hutchinson Island that offers this exclusive feature. This beautiful corner unit has All IMPACT windows and Doors AND a newer roof! Step inside, and you'll be immediately surrounded by panoramic water views. The open floor plan seamlessly connects the family room, dining area, and kitchen, with two sets of sliders leading to a wrap-around patio and a covered, screened-in porch perfect for enjoying the breeze. Upstairs, you'll find two spacious bedrooms, including a primary suite with stunning views, plus two full baths and an indoor laundry area (not in the garage!). With all impact windows and doors, a brand-new deck and railing, and low HOA fees, this home truly has it all! Don't miss your chance to own this exceptional waterfront retreat schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1989
Materials
- Construction materials: Block,Stucco
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Ice Maker,Microwave,Water Heater,Washer
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
Features
- Breakfast Area,None,Storage,Tub Shower,Upper Level Primary
- Flooring: Carpet,Ceramic Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,309
- Total interior livable area: 1,710 sqft
Kitchen
- Level: Main
- Area: 126
- Dimensions: 9 X 14
Living Room
- Level: Main
- Area: 289
- Dimensions: 17 X 17
Master Bedroom
- Level: Upper
- Area: 306
- Dimensions: 17 X 18
Property
Details
- Parcel number: 142570100641409
- Zoning: RES
- Special condition: Listed As-Is
Features
- Levels: Two
- Stories: 2
- Pool features: Association
- Patio & porch: Patio
- Exterior features: Outdoor Living Area
- Has view: Yes
- View description: Intercoastal,River
- Has water view: Yes
- Water view: Intercoastal,River
- On waterfront: Yes
- Waterfront features: Intracoastal Access
Lot
- Lot size: 970 sqft
- Features: < 1/4 Acre
Parking
- Total spaces: 1
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Lucie County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,277 | $51,324 |
| Home Insurance * | $68 | $816 |
| Property Taxes | $1,123 | $13,476 |
| Electricity | $197 | $2,366 |
| Total | $5,665 | $67,980 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $845,900 |
| 2025-12-22 | Price change | $849,900 |
| 2025-04-29 | Price change | $875,000 |
| 2025-03-04 | Listed for sale | $895,000 |
| 2014-07-02 | Listing removed | $280,000 |
| 2014-06-01 | Listed for sale | $280,000 |
| 2014-05-23 | Sold | $255,000 |
| 2014-03-27 | Listed for sale | $265,000 |
| 2014-02-13 | Listing removed | $280,000 |
| 2013-11-09 | Price change | $280,000 |
| 2013-05-01 | Price change | $270,000 |
| 2013-02-24 | Price change | $280,000 |
| 2012-10-24 | Listed for sale | $300,000 |
| 2012-06-18 | Listing removed | $280,000 |
| 2012-04-21 | Price change | $280,000 |
| 2012-02-01 | Price change | $299,000 |
| 2011-03-24 | Price change | $350,000 |
| 2010-07-08 | Listed for sale | $380,000 |
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