413 Hernando Street, Fort Pierce, FL, 34949
About This Home
Rare island opportunity! This turnkey 2-unit multifamily gem on Hutchinson Island sits just two blocks from the beach and steps from vibrant dining, nightlife, and boating. Unit 1 (upstairs) boasts stunning ocean views, 2BR/2BA, a island kitchen with granite counters, SS appliances, and a gas range. Unit 2 provides a private 1BR/1BA retreat. Extensive upgrades include impact windows, a 2021 metal roof, and lush tropical landscaping with room for a pool. Enjoy the coastal breeze from the covered balcony or patio. Includes 2 garage spaces (possible add 3rd unit), laundry, and comes fully furnished. Successfully operated as an Airbnb for nearly 3 years with financials available. Whether you're looking for a premier short-term rental or a dual-living beach escape, this property delivers.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1991
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Block,Concrete,Stucco,Wood Frame
Type & Style
- Home type: MultiFamily
- Property subType: Duplex,Multi Family,Multi Family
Interior
Appliances
- Laundry features: Main Level,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
Features
- Window features: Blinds,Storm Window(s)
- Flooring: Ceramic Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,981
- Total interior livable area: 1,590 sqft
Property
Details
- Parcel number: 240150200690009
- Zoning: HI Medium
- Special condition: Standard
- Other equipment: Fuel Tank(s)
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Patio,Balcony
- Exterior features: Balcony,Garden,Outdoor Living Area,Outdoor Shower,Propane Tank - Owned
- Fencing: Back Yard,Partial
- Has view: Yes
- View description: Ocean,Water
- Has water view: Yes
- Water view: Ocean,Water
Lot
- Lot size: 8,191 sqft
- Features: Fruit Trees,Landscaped,Sprinkler System
Parking
- Total spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Lucie County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,297 | $51,564 |
| Home Insurance * | $69 | $828 |
| Property Taxes | $1,733 | $20,796 |
| Electricity | $197 | $2,366 |
| Total | $6,296 | $75,552 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $889,000 |
| 2026-04-17 | Listed for sale | $924,900 |
| 2024-06-23 | Listing removed | -- |
| 2021-06-22 | Sold | $550,000 |
| 2021-05-20 | Contingent | $565,000 |
| 2021-05-08 | Listed for sale | $565,000 |
| 2014-07-09 | Sold | $279,000 |
| 2014-06-28 | Pending sale | $289,999 |
| 2014-06-28 | Listed for sale | $289,999 |
| 2014-06-28 | Pending sale | $289,999 |
| 2014-05-29 | Price change | $289,999 |
| 2014-04-15 | Listed for sale | $299,999 |
| 2004-02-09 | Sold | $295,000 |
| 2001-06-25 | Sold | $175,000 |
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