1578 Thumb Point Drive, Fort Pierce, FL, 34949
About This Home
Resort-Style Beach Estate – Exceptional Income, Unmatched Luxury Experience coastal luxury at the Island Oasis & Coastal Cottage, just three blocks from the shimmering beaches of Hutchinson Island. This exceptional property offers two distinct residences—a bright, expansive main home and a private, fully-appointed guest cottage—perfect for hosting, multi-generational living, or maximizing versatile rental income. The estate features a sparkling saltwater pool, relaxing jacuzzi, private pickleball court, stylish cabana bath, outdoor kitchen, twin fire pits, and tranquil hammocks, all designed for effortless entertaining and private retreat. A top-rated, profitable Airbnb with consistent 5-star reviews and year-round bookings, this property blends relaxation and investment in one turn-key package. Enjoy peace of mind with full storm protection, smart home systems, and top-tier appliances. Whether you desire a show- stopping private haven or proven income generator, this residence exceeds expectations for the most discerning buyer. Verified financials and rental history available for serious inquiries.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1970
Materials
- Roof: Metal
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Free-Standing Freezer,Disposal,Ice Maker,Microwave,Refrigerator,Water Heater,Washer
- Laundry features: In Garage
Bedroom2
- Level: First
- Area: 156
- Dimensions: 13 X 12
Bedroom3
- Level: First
- Area: 100
- Dimensions: 10 X 10
Bedroom4
- Level: Upper
- Area: 144
- Dimensions: 12 X 12
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 6
- Main level bathrooms: 6
- Main level bedrooms: 5
Dining Room
- Level: First
- Area: 440
- Dimensions: 22 X 20
Features
- Bedroom on Main Level,Breakfast Area,Closet Cabinetry,Family/Dining Room,Kitchen Island,Kitchen/Dining Combo,Main Level Primary,Multiple Primary Suites,Multiple En Suite Bathrooms,Pantry,Separate Shower,Tub Shower,Upper Level Primary,Walk-In Closet(s)
- Window features: Blinds,Drapes,Other,Rods,Skylight(s)
- Flooring: Laminate,Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total interior livable area: 3,547 sqft
Kitchen
- Level: First
Living Room
- Level: First
- Area: 360
- Dimensions: 20 X 18
Master Bedroom
- Level: First
- Area: 168
- Dimensions: 12 X 14
Property
Details
- Parcel number: 240160500010001
- Zoning: SF LOW DEN
Features
- Levels: One,Two
- Stories: 1
- Entry location: First Floor Entry,Closet Cabinetry,Kitchen Island,
- Private pool: Yes
- Pool features: Heated,In Ground,Pool Equipment,Private,Salt Water,Association
- Patio & porch: Deck,Open,Patio,Porch,Balcony
- Exterior features: Balcony,Courtyard,Outdoor Living Area
- Fencing: Fenced
- Has view: Yes
- View description: Bay,Ocean
- Has water view: Yes
- Water view: Bay,Ocean
- On waterfront: Yes
- Waterfront features: Bayfront,No Fixed Bridges,Ocean Access,Ocean Front
Lot
- Lot size: 0.60 Acres
- Features: Sprinklers Automatic
- Lot size dimensions: .6 acre
Parking
- Total spaces: 16
- Parking features: Attached,Circular Driveway,Garage,Garage Door Opener,Paver Block,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 14
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Lucie County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,354 | $112,248 |
| Home Insurance * | $150 | $1,800 |
| Property Taxes | $3,205 | $38,460 |
| Electricity | $356 | $4,283 |
| Total | $13,065 | $156,780 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-12 | Listed for sale | $1,850,000 |
| 2025-09-26 | Listing removed | $1,625,000 |
| 2025-09-18 | Listed for sale | $1,625,000 |
| 2025-08-21 | Listing removed | $1,850,000 |
| 2025-06-18 | Listed for sale | $1,850,000 |
| 2025-03-25 | Listing removed | $1,699,000 |
| 2025-03-24 | Listed for sale | $1,699,000 |
| 2025-03-18 | Listing removed | $1,699,500 |
| 2024-11-05 | Price change | $1,699,500 |
| 2024-09-08 | Listed for sale | $1,799,000 |
| 2023-12-01 | Sold | $955,000 |
| 2023-11-28 | Pending sale | $1,200,000 |
| 2023-11-02 | Contingent | $1,200,000 |
| 2023-10-05 | Listed for sale | $1,200,000 |
| 2023-08-30 | Listing removed | -- |
| 2023-06-06 | Price change | $994,900 |
| 2023-05-23 | Listed for rent | $3,500 |
| 2023-05-18 | Listed for sale | $999,900 |
| 2023-05-06 | Pending sale | $999,900 |
| 2023-04-26 | Price change | $999,900 |
| 2023-02-15 | Price change | $1,199,000 |
| 2023-02-01 | Listed for sale | $1,490,000 |
| 2020-12-23 | Sold | $750,000 |
| 2020-08-24 | Listed for sale | $789,000 |
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