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4064 Gator Trace Road, Fort Pierce, FL, 34982

2beds
2baths
1,363sqft
$235,000
$172price/sqft
$1,698/moest. monthly cost
$67,920/yrincome needed

About This Home

Enjoy a carefree lifestyle in this beautifully maintained 2 bedroom 2 bath villa located in the desirable neighborhood, The Garden Villas in Gator Trace Golf and Country Club. Home features a bright open floorplan, newer appliances and tasteful interior updates throughout. Relax on your private patio with peaceful sunrise and golf course views perfect for morning coffee or unwinding after a day on the greens. The primary suite offers generous closet space and an en-suite bath featuring a step-in tiled shower, while the guest bedroom and bath provide comfort for visitors. The community pool, on-site restaurant & bar add the finishing touches. Just minutes from area beaches, waterfront dining, shopping, & entertainment. Experience resort-style living at an affordable price

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
4/10
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1989

Materials

  • Roof: Composition,Shingle
  • Construction materials: Fiber Cement,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: In Garage,Laundry Tub

Bedroom2

  • Level: Main
  • Area: 154
  • Dimensions: 14 X 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Features

  • Attic,Breakfast Bar,Cathedral Ceiling(s),Dual Sinks,Eat-in Kitchen,Living/Dining Room,Pull Down Attic Stairs,Split Bedrooms,Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Vinyl
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,867
  • Total interior livable area: 1,363 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 14 X 12

Living Room

  • Level: Main
  • Area: 224
  • Dimensions: 16 X 14

Master Bedroom

  • Level: Main
  • Area: 182
  • Dimensions: 14 X 13

Property

Details

  • Parcel number: 243563500450009
  • Zoning: planned develop

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association
  • Patio & porch: Covered,Patio,Screened
  • Exterior features: Outdoor Living Area
  • Has view: Yes
  • View description: Golf Course,Preserve
  • Waterfront features: None

Lot

  • Features: Sprinklers Automatic

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$127$1,524
Property Taxes $186$2,232
Electricity $197$2,366
Total$1,698$20,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,217/yr
40% on housing$50,940/yr
45% on housing$45,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 34982$169
St. Lucie County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 34982$208
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$249,000
2025-11-30Listed for sale$255,000
2025-10-30Listing removed$259,900
2025-07-08Price change$279,900
2025-06-30Listed for sale$259,900
2025-06-18Listing removed$279,900
2025-03-31Listed for sale$279,900
2021-07-19Sold$175,000
1997-05-23Sold$84,000

For Sale by Agent

AgentMeryl Sue Nixon
BrokerageColdwell Banker Realty

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