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413 European Lane, Fort Pierce, FL, 34982

2beds
2baths
1,305sqft
$239,900
$184price/sqft
$1,850/moest. monthly cost
$74,000/yrincome needed

About This Home

Discover this charming 2-bedroom, 2-bathroom CBS home nestled in the sought-after 55+ gated community of Palm Grove. This residence boasts a newly installed roof, ensuring peace of mind for years to come. The spacious layout includes a covered patio, perfect for enjoying Florida's serene mornings and evenings! Community Highlights: • Palm Grove: A well-maintained, active adult community offering a plethora of amenities. • Security: Benefit from 24/7 manned gate security, providing residents with a safe and secure environment. • Amenities: Enjoy access to a luxurious clubhouse, heated pool, tennis courts, pickleball, bocce ball, shuffleboard, and a variety of social clubs and events. • Convenience: Located just minutes from shopping centers, restaurants, hospitals, and beautiful beaches.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
4/10
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1997

Materials

  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: In Garage

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12 X 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Area: 143
  • Dimensions: 13 X 11

Features

  • Cathedral Ceiling(s),Dining Area,Separate/Formal Dining Room,Kitchen/Dining Combo,Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,056
  • Total interior livable area: 1,305 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 11 X 10

Living Room

  • Level: Main
  • Area: 224
  • Dimensions: 16 X 14

Master Bedroom

  • Level: Main
  • Area: 210
  • Dimensions: 15 X 14

Property

Details

  • Parcel number: 341050302160009
  • Zoning: Planne

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association
  • Patio & porch: Patio
  • Exterior features: Outdoor Living Area
  • Waterfront features: None

Lot

  • Lot size: 5,227 sqft
  • Features: < 1/4 Acre

Parking

  • Total spaces: 1
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$129$1,548
Property Taxes $311$3,732
Electricity $197$2,366
Total$1,850$22,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,428/yr
40% on housing$55,500/yr
45% on housing$49,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 34982$169
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34982$208
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-16Price change$239,900
2025-08-16Price change$250,800
2025-07-14Price change$260,000
2025-03-03Listed for sale$265,000
2025-02-25Listing removed$279,900
2024-10-02Price change$279,900
2024-08-31Listed for sale$289,900
2015-04-16Sold$86,000
2014-11-04Listing removed$86,000
2014-08-14Listed for sale$86,000
2002-05-28Sold$21,200
2001-08-21Sold$82,000
1998-08-31Sold$78,300

For Sale by Agent

AgentDavid R Deschino
BrokerageGolden Bridge Collective LLC

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