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362 SE Crosspoint Drive, Port Saint Lucie, FL, 34983

3beds
2baths
1,856sqft
$405,000
$218price/sqft
$3,418/moest. monthly cost
$136,720/yrincome needed

About This Home

2026 Roof and $6k buyer's Credit! This beautiful 3 bedroom, split-floor-plan home is a hidden gem. It offers elegance, comfort, and privacy. Featuring vaulted and tray ceilings that create a bright, open feel, complemented by abundant natural light throughout. The chef-inspired kitchen showcases beautiful granite countertops, modern fixtures, and ample workspace for entertaining. The spacious master suite and two additional bedrooms provide versatility for living and hosting, while the updated bathrooms feature premium finishes. An oversized covered screened porch overlooks a private yard that backs to a tranquil canal. Centrally located with easy access to I-95 and the Turnpike, shopping, dining, beaches, and top-rated schools. Call for a private showing.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
5/10
Northport K-8 SchoolGrades PK-81.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1986

Materials

  • Roof: Shingle
  • Construction materials: Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Water Heater,Washer

Bedroom2

  • Level: First
  • Area: 0
  • Dimensions: 0 X 0

Bedroom3

  • Level: First
  • Area: 0
  • Dimensions: 0 X 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Bathtub,Soaking Tub,Walk-In Closet(s)
  • Window features: Arched,Blinds
  • Flooring: Ceramic Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,939
  • Total interior livable area: 1,856 sqft

Kitchen

  • Level: First
  • Area: 0
  • Dimensions: 0 X 0

Living Room

  • Level: First
  • Area: 0
  • Dimensions: 0 X 0

Master Bedroom

  • Level: First
  • Area: 0
  • Dimensions: 0 X 0

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 342050500730001
  • Zoning: RS-2 PSL
  • Special condition: Standard
  • Other equipment: Irrigation Equipment

Features

  • Levels: One
  • Stories: 1
  • Fencing: Partial
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • Waterfront features: None

Lot

  • Lot size: 10,000 sqft
  • Features: Sprinkler System,< 1/4 Acre

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$374$4,488
Property Taxes $800$9,600
Electricity $197$2,366
Total$3,418$41,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,188/yr
40% on housing$102,540/yr
45% on housing$91,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 34983$218
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34983$219
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$380,000
2026-06-04Price change$399,900
2026-05-18Price change$405,000
2025-12-31Listed for sale$375,000
2025-12-19Listing removed$375,000
2025-12-17Listed for sale$375,000
2025-06-12Sold$253,000
2024-08-09Price change$350,000
2024-07-17Listed for sale$355,000
2018-07-07Listing removed$1,500
2018-06-21Listed for rent$1,500
2003-01-27Sold$143,000

For Sale by Agent

AgentKristen Vallejos
BrokerageSouthern Key Realty

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