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405 NE Midvale Street, Port Saint Lucie, FL, 34983

5beds
3baths
1,974sqft
$585,000
$296price/sqft
$4,885/moest. monthly cost
$195,400/yrincome needed

About This Home

Positioned on a navigable finger of the St. Lucie River with ocean access, this fully updated two story home has 5 bedrooms, 3 bathrooms, a den, and nearly 2,000 square feet of living space, the layout is both functional and flexible for a variety of needs. The main level includes a bedroom, full bath, and den perfect for guests, a home office, or multi-generational living, while four additional bedrooms and two bathrooms are located upstairs. The living area features a wood burning fireplace with a modern design, and cabinetry on each side. Recent 2025 upgrades include a new roof, A/C system, and water heater, providing peace of mind for years to come on the big ticket items. The interior has been thoughtfully modernized with soft close cabinets and quartz countertops in both the kitchen and bathrooms. Situated on an oversized 16,000 sq ft corner lot, the outdoor space is designed for both relaxation and entertaining, featuring a private pool, screened-in patio, and a partially fenced yard. Conveniently located just 10 minutes to the Florida Turnpike, 15 minutes to I-95, under 10 minutes to shopping and dining at St. Lucie West, and less than 20 minutes to Tradition. Beaches are approximately 25 minutes away, making this home a rare opportunity to enjoy waterfront living with easy access to everything the Treasure Coast has to offer.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
Northport K-8 SchoolGrades PK-80.3 mi
4/10
3/10

Construction

Condition

  • Property condition: Resale,Updated/Remodeled
  • Year built: 1984

Materials

  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Dining Area,Separate/Formal Dining Room,Pantry,Upper Level Primary,Walk-In Closet(s)
  • Flooring: Tile,Vinyl
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,480
  • Total interior livable area: 1,974 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 342062504910006
  • Zoning: RS-2 PSL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Private,Screen Enclosure
  • Patio & porch: Patio,Screened
  • Exterior features: Outdoor Living Area
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Pool,River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Fixed Bridge,Navigable Water,Ocean Access,River Front,River Access

Lot

  • Lot size: 0.37 Acres
  • Features: Corner Lot,Fruit Trees,Oversized Lot,1/4 to 1/2 Acre Lot

Parking

  • Total spaces: 6
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$541$6,492
Property Taxes $1,188$14,256
Electricity $198$2,383
Total$4,885$58,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,485/yr
40% on housing$146,550/yr
45% on housing$130,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 34983$216
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34983$219
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Listed for sale$585,000
2009-12-29Sold$55,000
2008-06-20Listing removed$143,700
2008-04-25Listed for sale$143,700

For Sale by Agent

AgentAnthony Joseph Petito
BrokerageEXP Realty LLC

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