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8309 S Indian River Drive, Fort Pierce, FL, 34982

5beds
3baths
2,748sqft
$1,125,000
$409price/sqft
$8,331/moest. monthly cost
$333,240/yrincome needed

About This Home

This is what Indian River Drive living is supposed to feel like. Set on 1.15 acres with 95 feet of direct river frontage, this reimagined contemporary estate delivers along one of Florida's most iconic scenic routes. Every inch of this two-story residence blends timeless character with modern luxury across 5 bedrooms, 3 bathrooms, and over 2,700 square feet of living space. Inside, volume and texture take center stage. Soaring cypress plank ceilings and original terrazzo floors ground the home in authenticity. The kitchen is anchored by quartz countertops, an antique island, gas range, stainless steel appliances, open shelving, and a designer tile backsplash. Impact windows throughout capture breathtaking river views from nearly every room. Recent upgrades include a 2024 metal roof, 2025 water heater, 2018 A/C, and a 125-gallon whole-house diesel generator for year-round peace of mind. Upstairs, a fully equipped private apartment offers exceptional versatility with a private entrance, two bedrooms, a full bath, spacious living area, kitchenette, in-unit washer and dryer, and its own porch overlooking the water. Outdoors, a covered patio with a summer kitchen and full outdoor bath is built for effortless entertaining, all set against a stunning riverfront backdrop. The private dock is dialed in with new water lines, 6-gauge electric, and a 20,000 lb. lift capable of accommodating up to a 40-foot vessel. A 2-car garage/workshop, attached 1-car garage, 2022 irrigation system, and a dedicated backyard septic system already in place for a future guest home or RV.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
5/10
Northport K-8 SchoolGrades PK-84.9 mi
4/10

Construction

Condition

  • Property condition: Resale,Updated/Remodeled
  • Year built: 1957

Materials

  • Roof: Metal
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Electric Water Heater,Gas Cooktop,Microwave,Oven,Refrigerator,Water Softener Owned,Water Softener,Water Heater,Washer
  • Laundry features: Inside

Bedroom2

  • Level: Main
  • Area: 154
  • Dimensions: 14 X 11

Bedroom3

  • Level: Main
  • Area: 225
  • Dimensions: 15 X 15

Bedroom4

  • Level: Second
  • Area: 204
  • Dimensions: 17 X 12

Bedroom5

  • Level: Second
  • Area: 192
  • Dimensions: 16 X 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Den

  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 10 X 13

Features

  • Central Vacuum,Kitchen Island,Living/Dining Room,Pantry,Split Bedrooms,Separate Shower,Vaulted Ceiling(s)
  • Window features: Blinds,Drapes,Rods,Sliding,Storm Window(s)
  • Flooring: Terrazzo,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,245
  • Total interior livable area: 2,748 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 13 X 11

Kitchen

  • Level: Second
  • Area: 646
  • Dimensions: 34 X 19

Living Room

  • Level: Main
  • Area: 280
  • Dimensions: 14 X 20

Master Bedroom

  • Level: Second
  • Area: 221
  • Dimensions: 17 X 13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 351843200050001
  • Zoning: Residential
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Open,Porch,Balcony
  • Exterior features: Balcony,Outdoor Kitchen,Outdoor Living Area,Outdoor Shower,RV Hookup,Room For Pool
  • Fencing: Back Yard,Chain Link,Partial
  • Has view: Yes
  • View description: Intercoastal,Water
  • Has water view: Yes
  • Water view: Intercoastal,Water
  • On waterfront: Yes
  • Waterfront features: Intracoastal Access,Navigable Water,No Fixed Bridges,Ocean Access,River Front
  • Frontage type: Waterfront
  • Frontage length: 95.00,95.00

Lot

  • Lot size: 1.15 Acres
  • Features: 1-2 Acres,Oversized Lot,Sprinkler System
  • Lot size dimensions: 398 x 100

Parking

  • Total spaces: 5
  • Parking features: Concrete,Driveway,Detached,Garage,Garage Door Opener,Gravel,RV Access/Parking,Unpaved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,688$68,256
Home Insurance *$609$7,308
Property Taxes $1,758$21,096
Electricity $276$3,318
Total$8,331$99,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$285,634/yr
40% on housing$249,930/yr
45% on housing$222,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$409This listing

vs Other Active Listings

Avg $/sqft

ZIP 34982$164
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34982$208
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$1,125,000
2026-04-09Listed for sale$1,275,000
2025-10-05Listing removed$1,400,000
2025-04-23Listed for sale$1,400,000
2022-02-10Sold$725,000
2021-12-20Contingent$749,000
2021-12-08Listed for sale$749,000

For Sale by Agent

AgentBryce Miranda
BrokerageKeller Williams Realty Of The Treasure Coast

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