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8609 S Indian River Drive, Fort Pierce, FL, 34982

2beds
2baths
1,512sqft
$1,499,000
$991price/sqft
$11,056/moest. monthly cost
$442,240/yrincome needed

About This Home

A rare opportunity to own one of the Treasure Coast's most remarkable waterfront estates. Nestled beneath majestic oaks & tropical landscaping, this exceptional 3.15-acre property offers 225' of direct Indian River frontage & a lifestyle that's becoming rare. The main house blends timeless Old Florida charm with updates, including a renovated kitchen, spacious living areas, wood-burning fireplace, & a screened porch overlooking the river. A guest house provides outstanding flexibility for family, guests, or rental opportunities. The private dock extends approximately 455' into the Intracoastal with no fixed bridges, making boating & fishing effortless. Whether enjoyed today or transformed into a legacy estate, this extraordinary property offers privacy, beauty, and endless possibilities! Beyond its breathtaking waterfront setting, this remarkable estate has been thoughtfully updated with an emphasis on quality construction, long-term durability, and effortless Florida living. - The main residence showcases a level of craftsmanship seldom found today, featuring solid concrete interior walls that provide exceptional structural integrity, impressive sound insulation, and the lasting strength that discerning buyers appreciate. Complete impact-rated windows complement the home's construction, while a standing seam metal roof (2019) offers years of dependable performance and peace of mind. Updated drain fields serve both the main residence and guest house, reflecting the care and investment that have gone into maintaining this exceptional property. - Designed for both entertaining and everyday living, the main home's beautifully updated kitchen features custom cabinetry, granite counter tops, generous workspace, quality stainless steel appliances, and a functional layout that opens naturally to the dining and living areas. Whether preparing an intimate dinner or hosting family and friends, the kitchen serves as the heart of the home. - The detached guest house is a true residence of its own—not simply additional accommodations. Complete with its own updated kitchen, spacious living area, bedrooms, baths, and private amenities, it offers exceptional flexibility for extended family, guests, a caretaker, a private office, or potential income opportunities. - Further enhancing the estate's independence are a private well—along with separate septic systems, allowing each residence to function independently. - One of the home's most captivating spaces is the expansive screened river porch. Framed by panoramic views of the Indian River, it is a place where mornings begin with coffee and spectacular sunrises, afternoons are filled with gentle river breezes, and evenings end with dolphins, manatees, and boats quietly passing by. - Outside, approximately 225 feet of direct Indian River frontage unfolds across more than 3.15 acres of beautifully landscaped grounds. A private dock extending approximately 455 feet into the Intracoastal Waterway, complete with no fixed bridges, places world-class boating, fishing, waterfront dining, and the Atlantic Ocean just beyond your backyard. - Properties of this caliber are becoming increasingly rare. The combination of expansive acreage, extensive waterfront, quality construction, modern infrastructure, a fully equipped guest residence, and an irreplaceable location creates something that cannot simply be built again. - This is more than an exceptional waterfront property—it is a legacy estate, thoughtfully maintained and ready for its next chapter.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
5/10
Northport K-8 SchoolGrades PK-84.9 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1952

Materials

  • Roof: Metal
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Ice Maker,Microwave,Oven,Range,Refrigerator,Water Heater,Washer
  • Laundry features: Inside,In Kitchen,Laundry Room

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12 X 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 118.8
  • Dimensions: 12 X 9.9

Features

  • Bedroom on Main Level,Dining Area,Separate/Formal Dining Room,High Ceilings,Separate Shower,Stacked Bedrooms
  • Window features: Double Pane Windows,Insulated Windows,Storm Window(s)
  • Flooring: Carpet,Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,787
  • Total interior livable area: 1,512 sqft

Kitchen

  • Level: Main
  • Area: 204
  • Dimensions: 12 X 17

Living Room

  • Level: Main
  • Area: 4055.7
  • Dimensions: 24.58 X 165

Master Bedroom

  • Level: Main
  • Area: 232.57
  • Dimensions: 13 X 17.89

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 351950100050005
  • Zoning: Residentia
  • Special condition: Standard,Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other,Storage,Room For Pool
  • Fencing: Fenced,Partial
  • Has view: Yes
  • View description: Intercoastal,Water
  • Has water view: Yes
  • Water view: Intercoastal,Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Deeded Access,Intracoastal Access,Navigable Water,No Fixed Bridges,Ocean Access
  • Frontage type: Waterfront
  • Frontage length: 225.00,225.00

Lot

  • Lot size: 3.15 Acres

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,579$90,948
Home Insurance *$811$9,732
Property Taxes $2,469$29,628
Electricity $197$2,366
Total$11,056$132,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$379,062/yr
40% on housing$331,680/yr
45% on housing$294,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$991This listing

vs Other Active Listings

Avg $/sqft

ZIP 34982$157
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34982$208
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$1,499,000
1997-07-14Sold$185,000

For Sale by Agent

AgentGregory H Dalessio
BrokerageRE/MAX Gold

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