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8650 S Ocean Dr APT 1002, Jensen Beach, FL, 34957

3beds
2baths
1,929sqft
$1,350,000
$700price/sqft
$10,686/moest. monthly cost
$427,440/yrincome needed

About This Home

Completely remodeled with over $300,000 in custom renovations, this 3BD, 2BA Regency condo on Hutchinson Island offers a level of quality that's hard to find. Every detail has been thoughtfully updated, from the stunning kitchen featuring quartz countertops, top-of-the-line Café stainless steel appliances, and custom white soft-close cabinetry to the gorgeous porcelain tile flooring throughout and hurricane-impact sliders. The open layout creates a comfortable flow for everyday living and entertaining while maximizing the oceanfront setting. Regency is one of the few oceanfront communities that truly offers it all, including an Island Dunes Country Club membership with golf, tennis, pickleball, a riverside restaurant, and marina. Residents also enjoy 24-hour manned security, a heated oceanfront pool, fitness, social and billiards rooms, under-building parking, and private beach access.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

4/10
7/10
Southport Middle SchoolGrades 6-85.6 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1996

Materials

  • Construction materials: Block,Concrete

Type & Style

  • Home type: Condo
  • Architectural style: Multi-Level
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dryer,Dishwasher,Electric Range,Microwave,Refrigerator,Water Heater,Washer

Bedroom2

  • Level: Main
  • Dimensions: 13 x 12

Bedroom3

  • Level: Main
  • Dimensions: 14 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 12 x 9

Features

  • Dual Sinks,Separate Shower
  • Window features: Impact Glass
  • Flooring: Porcelain Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,218
  • Total interior livable area: 1,929 sqft

Kitchen

  • Level: Main
  • Dimensions: 15 x 14

Living Room

  • Level: Main
  • Dimensions: 19 x 19

Master Bedroom

  • Level: Main
  • Dimensions: 20 x 14

Property

Details

  • Parcel number: 353450100500002

Features

  • Stories: 14
  • Pool features: Community
  • Exterior features: Storm/Security Shutters
  • Spa features: Community
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • On waterfront: Yes
  • Waterfront features: Ocean Access,Ocean Front

Parking

  • Total spaces: 1
  • Parking features: Assigned,Garage,Guest
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$1,572$18,864
Property Taxes $2,091$25,092
Electricity $197$2,366
Total$10,686$128,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$366,377/yr
40% on housing$320,580/yr
45% on housing$284,960/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$700This listing

vs Other Active Listings

Avg $/sqft

ZIP 34957$255
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34957$288
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$1,350,000
2023-04-12Sold$1,275,000
2023-03-24Pending sale$1,350,000
2023-03-09Price change$1,350,000
2023-01-12Listed for sale$1,400,000
2022-04-15Sold$935,000
2022-01-31Pending sale$995,000
2021-12-01Listed for sale$995,000
2013-11-01Sold$470,000
2013-04-18Listed for sale$515,000
1996-02-06Sold$281,300

For Sale by Agent

AgentAnthony Von Aldenbruck
BrokerageBeach Front Mann Realty

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