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12198 SE Riverbend Lane, Port Saint Lucie, FL, 34984

6beds
7baths
8,467sqft
$4,995,000
$590price/sqft
$37,249/moest. monthly cost
$1,489,960/yrincome needed

About This Home

The Peninsula Estate is gracefully set upon more than an acre of land with approximately 650 feet of extraordinary water frontage, offering one of the most private and captivating waterfront settings along Florida's coveted Treasure Coast. Positioned on a rare peninsula within the exclusive gated community of Bay St. Lucie, the property is surrounded by sweeping panoramic views of the St. Lucie River, creating the feeling of a secluded island retreat. The residence encompasses over 8,467 square feet of refined living space, thoughtfully designed to capture the beauty of its surroundings. Elegant marble flooring, expansive living and entertaining areas, a gourmet kitchen, and a distinguished library with fireplace reflect both comfort and sophistication.Walls of glass frame spectacular river vistas from nearly every room, seamlessly connecting the interior spaces with the serene waterfront landscape. A separate guest residence offers private accommodations ideal for extended family or visiting guests. The estate's expansive grounds and remarkable peninsula setting present exceptional possibilities for a private family compound, executive retreat, or luxury waterfront sanctuary. Outdoors, private docks with 30,000 lb. and 10,000 lb. boat lifts and a resort-style pool overlook the tranquil waters of the St. Lucie River, completing this extraordinary waterfront offering. The Peninsula Estate represents a rare legacy property where privacy, scale, and natural beauty converge. Additional details and property information available in the MLS.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

9/10
7/10
Southport Middle SchoolGrades 6-82.2 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1994

Materials

  • Roof: Barrel
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Range,Gas Water Heater,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: Inside,Main Level,Lower Level,Laundry Room,Laundry Tub,Multiple Locations,Sink,Washer Dryer Install Allowed

Bedroom2

  • Area: 352
  • Dimensions: 22 X 16

Bedroom3

  • Area: 210
  • Dimensions: 15 X 14

Bedroom4

  • Area: 350
  • Dimensions: 25 X 14

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Den

  • Area: 506
  • Dimensions: 23 X 22

Dining Room

  • Area: 374
  • Dimensions: 22 X 17

Features

  • Wet Bar,Built-in Features,Breakfast Area,Closet Cabinetry,Cathedral Ceiling(s),Dual Sinks,Entrance Foyer,Eat-in Kitchen,Elevator,Garden Tub/Roman Tub,Kitchen Island,Multiple Primary Suites,Multiple En Suite Bathrooms,Pantry,Sitting Area in Primary,Storage,Separate Shower,Bar,Walk-In Closet(s)
  • Window features: Sliding,Storm Window(s)
  • Flooring: Carpet,Marble,Wood
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 13,720
  • Total interior livable area: 8,467 sqft

Kitchen

  • Area: 378
  • Dimensions: 27 X 14

Living Room

  • Area: 560
  • Dimensions: 28 X 20

Master Bedroom

  • Area: 693
  • Dimensions: 33 X 21

Property

Details

  • Parcel number: 442250200250000
  • Zoning: Residential
  • Special condition: Standard,Listed As-Is
  • Other equipment: Call Listing Agent,Generator

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gas Heat,Heated,In Ground,Private,Waterfall
  • Patio & porch: Deck,Patio,Screened,Wrap Around,Balcony,Rooftop
  • Exterior features: Balcony,Outdoor Living Area
  • Has view: Yes
  • View description: Preserve,River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Navigable Water,No Fixed Bridges,Ocean Access,Point Lot,River Front,River Access,Seawall
  • Frontage type: Waterfront
  • Frontage length: 650.00,650.00

Lot

  • Features: Irregular Lot,Sprinklers Automatic,Sprinkler System

Parking

  • Total spaces: 4
  • Parking features: Attached,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $25,257$303,084
Home Insurance *$3,317$39,804
Property Taxes $7,823$93,876
Electricity $852$10,225
Total$37,249$446,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,277,108/yr
40% on housing$1,117,470/yr
45% on housing$993,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$590This listing

vs Other Active Listings

Avg $/sqft

ZIP 34984$291
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34984$232
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$4,995,000
2026-03-25Listed for sale$5,999,888
2011-01-20Sold$1,900,000
2010-10-05Listing removed$2,450,000
2010-05-21Price change$2,450,000
2009-12-04Listed for sale$2,600,000
2009-08-02Listing removed$2,600,000
2009-03-14Listed for sale$2,600,000

For Sale by Agent

AgentEric C Pruitt
BrokerageRE/MAX Select Group

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