601 NW Winters Creek Rd, Palm City, FL, 34990
About This Home
GREAT OPPORTUNITY to be on WINTERS CREEK: Enjoy tranquil views of the creek and preserve. Expanded Cordova model:3 bedrooms, 3 full baths, a powder room, plus office/den with built-in desk. Each bedroom has en-suite bath. Mexican tile throughout the main living areas, formal living room has hardwood flooring, a fireplace. Family room has custom built-ins, pocket sliders opening to the pool patio. Spacious primary suite with high ceilings, walk-in closets, sitting area, dual vanities. Plus generator, 2-car garage plus golf cart garage. Harbour Ridge is private, mandatory membership community, two 18-hole championship golf courses, 9 Har-Tru tennis courts, pickle-ball courts, fitness facility w/ pool, waterfront clubhouse, 2-mile riverfront walking path, biking, yacht club, marina with boat slips available for additional fee. $125,000 Joining Fee ($1,000 Refundable) due at closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & appropriate taxes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1994
Materials
- Roof: Flat Tile
- Construction materials: Block,Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Range,Microwave,Refrigerator,Washer
- Laundry features: Laundry Tub
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Wet Bar,Built-in Features,Bathtub,Separate/Formal Dining Room,Dual Sinks,Eat-in Kitchen,Fireplace,High Ceilings,Skylights,Separate Shower,Walk-In Closet(s)
- Window features: Impact Glass
- Flooring: Carpet,Tile,Wood
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 3,775
- Total interior livable area: 3,208 sqft
Property
Details
- Parcel number: 442281000180004
Features
- Stories: 1
- Private pool: Yes
- Pool features: Screen Enclosure,Community
- Patio & porch: Covered,Patio,Porch,Screened
- Exterior features: Porch,Patio,Storm/Security Shutters
- Has view: Yes
- View description: Other,Preserve
- On waterfront: Yes
- Waterfront features: Creek
Lot
- Lot size: 0.34 Acres
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Golf Cart Garage,Garage Door Opener
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Lucie County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,031 | $60,372 |
| Home Insurance * | $849 | $10,188 |
| Property Taxes | $1,900 | $22,800 |
| Electricity | $322 | $3,874 |
| Total | $8,102 | $97,224 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $995,000 |
| 2010-05-06 | Sold | $510,000 |
| 1999-06-17 | Sold | $605,000 |
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