1210 NW Winters Creek Rd, Palm City, FL, 34990
About This Home
Experience Luxury, Elegance, & Comfort along with the Ultimate Country Club Lifestyle. This "Palm Beach" style home has been totally renovated to the highest standards with no expense spared! Hand-Crafted finishes from top to bottom can only be appreciated by a private showing of this magnificent property overlooking the lush green carpeted fairway of the River Ridge Course with a spectacular view of the wide St. Lucie River. Located in Harbour Ridge Y&CC. 2 Championship Golf Courses, Tennis, Pickle Ball, Fitness Center, Salon, Nature Trail, Doggie Park & Marinas with deep water Ocean Access. $124,000 Non-Refundable Joining Fee & $1,000 Refundable Equity Due at Closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Fund Fees and appropriate taxes. NO CORPORATE BUYERS. Membership approval process includes: $500 application fee plus background/credit check. Additional financial information may be required to provide for credit scores below 740.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1995
Materials
- Roof: Barrel
- Construction materials: Block,Concrete,Stucco
Notable Dates
- Major remodel year: 2007
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Some Electric Appliances,Built-In Oven,Cooktop,Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Water Heater,Washer
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Features
- Upper Level Primary
- Window features: Impact Glass
- Flooring: Carpet,Marble,Wood
Heating & Cooling
- Heating features: Central,Electric,Individual
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 5,149
- Total interior livable area: 4,629 sqft
Property
Details
- Parcel number: 442370100100006
Features
- Stories: 2
- Private pool: Yes
- Pool features: Heated,In Ground
- Patio & porch: Covered,Patio,Screened
- Exterior features: Sprinkler/Irrigation,Outdoor Grill,Patio
- Has spa: Yes
- Spa features: Heated,In Ground
- Has view: Yes
- View description: Golf Course,River
- Has water view: Yes
- Water view: River
- On waterfront: Yes
- Waterfront features: River Front
Lot
- Lot size: 0.48 Acres
- Features: Sprinklers Automatic
Parking
- Total spaces: 3
- Parking features: Attached,Garage,Golf Cart Garage,Garage Door Opener
- Has garage: Yes
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Lucie County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $14,663 | $175,956 |
| Home Insurance * | $2,476 | $29,712 |
| Property Taxes | $4,516 | $54,192 |
| Electricity | $465 | $5,590 |
| Total | $22,120 | $265,440 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-22 | Price change | $2,900,000 |
| 2026-01-03 | Listed for sale | $3,100,000 |
| 2025-12-24 | Pending sale | $3,100,000 |
| 2025-11-26 | Listed for sale | $3,100,000 |
| 2016-03-03 | Sold | $1,225,000 |
| 2015-06-19 | Listed for sale | $1,475,000 |
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