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2570 NW Seagrass Drive #3a, Palm City, FL, 34990

2beds
2baths
1,619sqft
$299,000
$185price/sqft
$2,437/moest. monthly cost
$97,480/yrincome needed

About This Home

Experience effortless Florida living in this beautifully renovated first-floor condo in Bayhead Village at Harbour Ridge Yacht & Country Club. Offering 2 bedrooms, 2 bathrooms, and 1,619 A/C sq. ft., this renovated residence features an open-concept design, fresh interior paint, crown molding, plantation shutters, and high-end plush bedroom carpeting. The custom kitchen showcases soft-close cabinetry, granite countertops, GE Profile appliances, and a wine refrigerator, along with a 2023 A/C unit. Relax on your private patio surrounded by tranquil natural views. Complete with a carport, storage closet, this move-in-ready home offers the perfect blend of luxury, comfort, and low-maintenance living in one of South Florida's premier private club communities. Harbour Ridge is one of the most premier private club memberships in all of South Florida, which offers luxurious amenities for all of their members. Whether you enjoy golf, boating, kayaking, paddle boarding, fitness, tennis, pickleball, dining, bird watching, or embracing the natural surrounds of a Certified Audubon Cooperative Sanctuary, Harbour Ridge offers something for everyone. The club also prides themselves by providing their membership an unparalleled level of personalized service across all amenity venues to ensure the highest level of membership experiences throughout the club and community.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
7/10
Southport Middle SchoolGrades 6-82.8 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1985

Materials

  • Foundation: Slab
  • Roof: Barrel
  • Construction materials: Block

Other

  • Builder model: Garden Condo

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Trash Compactor,Water Heater,Washer
  • Laundry features: Inside,Laundry Closet,In Unit,Washer Dryer Install Allowed

Bedroom2

  • Level: Main
  • Area: 182
  • Dimensions: 14 X 13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 117
  • Dimensions: 13 X 9

Features

  • Built-in Features,Breakfast Area,Closet Cabinetry,Dual Sinks,Eat-in Kitchen,Kitchen Island,Kitchen/Dining Combo,Main Level Primary,Split Bedrooms,Storage,Separate Shower
  • Window features: Metal,Plantation Shutters,Single Hung,Sliding
  • Flooring: Carpet,Ceramic Tile

Florida Room

  • Level: Main
  • Area: 98
  • Dimensions: 14 X 7

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,619
  • Total interior livable area: 1,619 sqft

Kitchen

  • Level: Main
  • Area: 169
  • Dimensions: 13 X 13

Living Room

  • Level: Main
  • Area: 270
  • Dimensions: 18 X 15

Master Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 15 X 13

Property

Accessibility

  • Accessibility features: Accessible Washer/Dryer,Accessibility Features,Accessible Kitchen Appliances,Accessible Full Bath,Accessible Bedroom,Accessible Common Area,Accessible Closets,Common Area,Accessible Kitchen,Accessible Central Living Area,Central Living Area,Visitor Bathroom,Accessible Doors,Accessible Entrance,Accessible Hallway(s)

Details

  • Parcel number: 442560100350006
  • Zoning: Residential
  • Special condition: Standard,Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front of Building
  • Pool features: Association,Heated
  • Patio & porch: Patio,Porch
  • Exterior features: Garden,Outdoor Living Area
  • Fencing: None
  • Has view: Yes
  • View description: Garden,River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: No Fixed Bridges,Ocean Access,River Front,Riprap

Lot

  • Features: Sprinklers Automatic,Zero Lot Line

Parking

  • Total spaces: 2
  • Parking features: Assigned,Asphalt,Covered,Carport,Detached Carport,Detached,Golf Cart Garage,Guest,Open
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$255$3,060
Property Taxes $474$5,688
Electricity $197$2,366
Total$2,437$29,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,554/yr
40% on housing$73,110/yr
45% on housing$64,986/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 34990$291
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34990$285
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-13Listed for sale$299,000
2025-03-28Sold$285,000
2024-11-12Listed for sale$450,000
2017-11-24Listing removed$6,000
2017-07-21Listed for rent$6,000
2013-04-19Sold$20,000
2013-03-31Price change$55,000
2013-02-13Listed for sale$85,900
2012-07-19Listing removed$96,500
2012-05-24Price change$96,500
2012-03-22Price change$139,000
2011-10-01Listed for sale$149,000

For Sale by Agent

AgentMichael Ortega
BrokerageSerhant

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