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13319 NW Maplewood Rd, Palm City, FL, 34990

3beds
3baths
2,791sqft
$645,000
$231price/sqft
$5,055/moest. monthly cost
$202,200/yrincome needed

About This Home

Beautiful Portofino model with 3 bedrooms & 3 full baths PLUS an office. Primary suite has HUGE walk-in closet. Original patio has been enclosed to create a comfortable Florida Room with spectacular golf views. Home interior has been freshly painted, mfg. wood flooring, high vaulted ceilings and full house Generator. A large screen enclosed patio has been added for outdoor living! TV's included/Furniture is negotiable. Located in Harbour Ridge Y&CC with 2 Championship Golf Courses, Tennis, Pickle Ball, Fitness Center, Salon, Doggie Park, Nature Trail & Clubhouse on the St. Lucie River. $124,000 Non-Refundable Joining Fee & $1,000 Refundable Equity Due at Closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Fund Fees and appropriate taxes. NO CORPORATE BUYERS. Membership approval process includes: $500 application fee plus background/credit check. Additional financial information may be required to provide for credit scores below 740.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
7/10
Southport Middle SchoolGrades 6-83.3 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1991

Materials

  • Roof: Barrel
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Area,Separate/Formal Dining Room
  • Flooring: Carpet,Ceramic Tile,Engineered Hardwood

Heating & Cooling

  • Heating features: Central,Electric,Individual
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,034
  • Total interior livable area: 2,791 sqft

Property

Details

  • Parcel number: 442681500380007

Features

  • Stories: 1
  • Pool features: Community

Lot

  • Lot size: 0.32 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Golf Cart Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,261$39,132
Home Insurance *$550$6,600
Property Taxes $964$11,568
Electricity $280$3,370
Total$5,055$60,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,314/yr
40% on housing$151,650/yr
45% on housing$134,800/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 34990$290
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34990$285
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$645,000
2013-09-28Listing removed$249,900
2013-09-27Sold$200,000
2013-05-16Sold$350,500
2013-02-18Price change$249,900
2013-01-11Price change$275,000
2012-12-18Price change$285,000
2012-12-15Price change$295,000
2012-12-04Price change$285,000
2012-04-12Price change$295,000
2011-12-08Listed for sale$325,000

For Sale by Agent

AgentGwendolyn Deisler
BrokerageHarbour Ridge Realty Inc

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