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13424 Harbour Ridge Blvd #4A, Palm City, FL, 34990

2beds
2baths
1,498sqft
$55,000
$37price/sqft
$608/moest. monthly cost
$24,320/yrincome needed

About This Home

FABULOUS BUY - Offered FURNISHED WITH A GARAGE! Light & Bright 2 Bedroom/2 Bathroom 2nd Floor Condo with high vaulted ceilings overlooking #11 of Golden Marsh. Wood Flooring, Located in Harbour Ridge Y&CC. Membership approval process includes: $500 application fee plus background/credit check. Additional financial information may be required to provide for credit scores below 740. $125,000 Joining Fee due at Closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Fund Fees and appropriate taxes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
7/10
Southport Middle SchoolGrades 6-83.5 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1984

Materials

  • Roof: Barrel
  • Construction materials: Block,Frame,Concrete

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dryer,Dishwasher,Electric Range,Disposal,Microwave,Refrigerator,Water Heater,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Separate/Formal Dining Room
  • Window features: Plantation Shutters,Impact Glass
  • Flooring: Carpet,Ceramic Tile,Engineered Hardwood

Heating & Cooling

  • Heating features: Central,Electric,Individual
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,498
  • Total interior livable area: 1,498 sqft

Property

Details

  • Parcel number: 443660500120005

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Porch,Screened
  • Exterior features: Sprinkler/Irrigation,Porch

Lot

  • Features: Sprinklers Automatic

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,Garage Door Opener
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $278$3,336
Home Insurance *$46$552
Property Taxes $87$1,044
Electricity $197$2,366
Total$608$7,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,845/yr
40% on housing$18,240/yr
45% on housing$16,213/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$37This listing

vs Other Active Listings

Avg $/sqft

ZIP 34990$292
St. Lucie County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 34990$285
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-23Listed for rent$8,500
2025-09-18Price change$55,000
2025-05-13Price change$79,000
2025-04-14Price change$95,000
2024-12-18Price change$150,000
2024-05-23Price change$175,000
2024-05-09Price change$195,000
2024-02-07Listed for sale$215,000
2022-04-07Sold$198,000
2022-03-11Pending sale$198,000
2022-02-24Contingent$198,000
2022-02-03Listed for sale$198,000

For Sale by Agent

AgentGwendolyn Deisler
BrokerageHarbour Ridge Realty Inc

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