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12417 S Indian River Drive, Jensen Beach, FL, 34957

3beds
3baths
2,226sqft
$895,500
$402price/sqft
$7,289/moest. monthly cost
$291,560/yrincome needed

About This Home

Stunning 3-acre waterfront estate on Indian River Drive! This spacious 3BR/2.5BA home is a boater's dream, offering significant acreage and plenty of room for all your water toys. The open-concept interior is bright and airy, featuring large windows that provide river views from nearly every room. Retreat to the primary suite, complete with an ensuite bath and a private balcony designed for taking in the serene vistas and coastal air. Whether you're entertaining in the fluid living spaces or enjoying the quiet of the riverfront, this property delivers the quintessential Florida lifestyle. Expansive land, deep views, and endless potential. Schedule your private tour today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
7/10
Southport Middle SchoolGrades 6-83.4 mi
3/10

Construction

Condition

  • Property condition: Resale,Updated/Remodeled
  • Year built: 1957

Materials

  • Roof: Metal
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Entrance Foyer,Eat-in Kitchen,Garden Tub/Roman Tub,Kitchen Island,Pantry,Stacked Bedrooms,Upper Level Primary,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Ceramic Tile,Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,020
  • Total interior livable area: 2,226 sqft

Kitchen

  • Level: First
  • Area: 150
  • Dimensions: 10 X 15

Kitchen

  • Level: First
  • Area: 150
  • Dimensions: 10 X 15

Kitchen

  • Level: First
  • Area: 150
  • Dimensions: 10 X 15

Living Room

  • Level: First
  • Area: 300
  • Dimensions: 15 X 20

Living Room

  • Level: First
  • Area: 300
  • Dimensions: 15 X 20

Living Room

  • Level: First
  • Area: 300
  • Dimensions: 15 X 20

Master Bedroom

  • Level: Second
  • Area: 400
  • Dimensions: 20 X 20

Master Bedroom

  • Level: Second
  • Area: 400
  • Dimensions: 20 X 20

Master Bedroom

  • Level: Second
  • Area: 400
  • Dimensions: 20 X 20

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 450460300170002
  • Zoning: res
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Patio,Porch,Balcony
  • Exterior features: Balcony,None,Outdoor Living Area,Room For Pool
  • Fencing: None
  • Has view: Yes
  • View description: Intercoastal,River,Water
  • Has water view: Yes
  • Water view: Intercoastal,River,Water
  • On waterfront: Yes
  • Waterfront features: Fixed Bridge,Intracoastal Access,Navigable Water,Ocean Access,River Front,River Access

Lot

  • Lot size: 2.63 Acres
  • Features: 2-3 Acres,Fruit Trees,None,Oversized Lot,Many Trees

Parking

  • Total spaces: 10
  • Parking features: Circular Driveway,Driveway,Guest,Open
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,528$54,336
Home Insurance *$1,043$12,516
Property Taxes $1,494$17,928
Electricity $224$2,688
Total$7,289$87,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$249,908/yr
40% on housing$218,670/yr
45% on housing$194,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$402This listing

vs Other Active Listings

Avg $/sqft

ZIP 34957$258
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34957$288
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$895,500
2026-03-28Listed for rent$4,750
2025-02-26Listing removed$989,000
2024-10-16Price change$989,000
2024-09-11Price change$1,055,000
2024-08-22Price change$1,095,000
2024-08-18Listing removed$6,200
2024-07-26Listed for sale$1,125,000
2024-07-24Price change$6,200
2024-07-01Price change$7,000
2024-06-14Listed for rent$7,425
2023-11-27Listing removed--
2023-09-09Price change$929,411
2023-07-31Listed for sale$949,411
2023-07-26Contingent$949,411
2023-06-14Price change$949,411
2023-04-14Price change$999,411
2023-01-30Price change$999,431
2023-01-24Price change$1,070,999
2022-12-12Price change$1,080,999
2022-11-28Listed for sale$999,999
2022-03-10Listing removed--
2021-12-08Listed for sale$999,791
2020-04-15Sold$320,000

For Sale by Agent

AgentBurt Hogan
BrokerageRE/MAX Gold

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