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13549 S Indian River Dr, Jensen Beach, FL, 34957

5beds
4baths
3,600sqft
$1,749,000
$486price/sqft
$13,824/moest. monthly cost
$552,960/yrincome needed

About This Home

PARADISE on Indian River Drive! This luxurious, impeccable waterfront home has captivating WATER VIEWS from every room! Spanning 3600 SF, this magnificent residence has 5 bedrooms & 3.5 baths-offering a master bedroom downstairs and one upstairs. Gourmet kitchen with gas stove. The heated pool with private fenced yard has a Tiki hut along with a summer kitchen/bar and outdoor shower. New Hurricane windows/doors/AC with whole house Generac generator. Tiki hut 525 ft. PRIVATE DOCK can accommodate up to a 40ft boat with easy & close ocean access. RV parking with 50amp service. Sceened back patio. Fish from your very own shoal! The home has all the attributes of a potential tropical Bed & Breakfast, if desired. Too many custom updates to list here Call today to see!$10,000.00 toward buyer closing cost with preferred lender

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
7/10
Southport Middle SchoolGrades 6-83.8 mi
3/10

Construction

Condition

  • Property condition: Completely Renovated
  • Year built: 1960

Materials

  • Roof: Metal
  • Construction materials: Concrete Block Construction,Block,CBS Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Ice Maker,Microwave,Water Purifier,Gas Range,Refrigerator,Self Cleaning Oven,Oven,Water Softener Owned

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Bar,Built-in Features
  • Door features: High Impact Doors,French Doors
  • Window features: Clear Impact Glass,Complete Impact Glass,Blinds,High Impact Windows,Impact Glass
  • Flooring: Ceramic Tile,Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Zoned

Interior Area

  • Total structure area: 4,212
  • Total interior livable area: 3,600 sqft

Property

Details

  • Parcel number: 450980100070105
  • Zoning: RM-5 - C
  • Other equipment: Whole House Permanent Generator

Features

  • Stories: 2
  • Entry location: First Floor Entry
  • Private pool: Yes
  • Pool features: In Ground,Heated
  • Patio & porch: Patio
  • Exterior features: Barbecue,Built-in Barbecue,Lighting,Outdoor Shower
  • Fencing: Fenced
  • Has view: Yes
  • View description: Bay,Intracoastal View,Water
  • Has water view: Yes
  • Water view: Bay,Intracoastal View,Water
  • On waterfront: Yes
  • Waterfront features: Ocean Access,No Fixed Bridges,WF/Pool/Ocean Access,Bay
  • Frontage type: Bay/Harbor
  • Frontage length: 117

Lot

  • Lot size: 0.52 Acres
  • Features: 1/2 To Less Than 3/4 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Guest,Rv/Boat Parking,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,843$106,116
Home Insurance *$2,037$24,444
Property Taxes $2,582$30,984
Electricity $362$4,347
Total$13,824$165,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$473,965/yr
40% on housing$414,720/yr
45% on housing$368,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$486This listing

vs Other Active Listings

Avg $/sqft

ZIP 34957$257
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34957$288
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-29Listed for sale$1,749,000
2025-10-20Listing removed$1,849,999
2025-08-20Price change$1,849,999
2025-07-10Listed for sale$1,899,999
2025-07-01Listing removed$1,899,999
2025-02-07Price change$1,899,999
2025-01-24Listed for sale$1,999,999
2023-05-10Listing removed--
2023-04-27Listed for sale$1,899,000
2021-05-25Listing removed--
2021-05-04Price change$1,299,000
2021-05-01Listed for sale$1,150,000
2021-02-23Listing removed--
2021-02-13Price change$1,150,000
2021-01-15Listed for sale$1,299,000
2019-01-31Sold$753,000
2019-01-04Price change$789,000
2018-11-05Listed for sale$799,000
2017-09-29Sold$683,000
2017-05-29Listed for sale$695,000
2017-03-23Listing removed$699,900
2016-12-22Pending sale$699,900
2016-12-05Listed for sale$699,900
2009-08-13Sold$390,000
2007-09-17Sold$215,000

For Sale by Agent

AgentBruce Knight
BrokeragePremier Brokers International

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