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10725 S Ocean Dr Lot 76, Jensen Beach, FL, 34957

2beds
2baths
1,954sqft
$574,900
$294price/sqft
$4,734/moest. monthly cost
$189,360/yrincome needed

About This Home

Built in 2023, this two-story home screams "Modern Coastal." Full Concrete block construction, metal roof, and impact windows. Check, check, and check! Clean lines & coastal finishes keep the vibe fresh and current. The centerpiece of this home is a massive, covered second-floor balcony where evenings are best spent watching the sunset paint colors all over the sky. You'll have unforgettable days and nights in this space! Inside, the layout lives easy and functional. Everything feels newish because, well…it basically is. You may find yourself taking your time in the custom walk-in showers...good thing there's a tankless water heater. The community serves up top-notch amenities: oceanside pool, clubhouse, game room, grilling area, pickleball, bocce, shuffleboard, social events, and access to an affordable marina within the gates. Walk to multiple restaurants. This is modern style with a front-row seat to Florida sunsets. Bring your toothbrush, swimsuit…and maybe a drink for the balcony.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

4/10
7/10
Southport Middle SchoolGrades 6-85.8 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Roof: Metal
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Disposal,Ice Maker,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Kitchen Island,Walk-In Closet(s)
  • Window features: Impact Glass

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,954
  • Total interior livable area: 1,954 sqft

Property

Details

  • Parcel number: 451150103460006

Features

  • Stories: 2
  • Pool features: Community
  • Patio & porch: Balcony,Covered
  • Exterior features: Balcony,Lighting
  • Waterfront features: Beach Access,Boat Ramp/Lift Access

Lot

  • Lot size: 1,694 sqft
  • Features: Zero Lot Line

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$669$8,028
Property Taxes $961$11,532
Electricity $197$2,366
Total$4,734$56,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,308/yr
40% on housing$142,020/yr
45% on housing$126,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 34957$259
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34957$288
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-04Listed for sale$599,000
2025-12-01Listing removed$667,000
2025-06-01Listed for sale$667,000
2014-12-03Sold$65,000

For Sale by Agent

AgentChristopher Upton
BrokerageBeach Front Mann Realty

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