120 Pepper Ln, Jensen Beach, FL, 34957
About This Home
Live the island lifestyle in this spacious single-family home on Hutchinson Island! Nearly 3,000 sq ft with two en suite bedrooms (one on the main level),an expansive living space including a living room with a bar, a dining room with cathedral ceilings, an eat-in kitchen, a large upstairs loft, and a fireplace. Enjoy spacious patios on both levels—perfect for entertaining or hosting family. Walk across the street to lifeguard-protected beaches or follow the trail to the Intracoastal pier for unforgettable sunsets. The gated community offers a heated pool, clubhouse, and a pier on the Intracoastal waterway—all on a quiet street just minutes from downtown Jensen Beach with local shopping & restaurants. Portable generator included in the sale.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1994
Materials
- Roof: Barrel
- Construction materials: Block,Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Some Electric Appliances,Dryer,Dishwasher,Electric Range,Disposal,Refrigerator,Water Heater,Washer
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Bidet,Breakfast Area,Bathtub,Cathedral Ceiling(s),Dual Sinks,Entrance Foyer,Eat-in Kitchen,Fireplace,Garden Tub/Roman Tub,Kitchen/Dining Combo,Primary Downstairs,Multiple Primary Suites,Split Bedrooms,Separate Shower,Upper Level Primary,Bar,Walk-In Closet(s)
- Window features: Bay Window(s)
- Flooring: Ceramic Tile
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,296
- Total interior livable area: 2,880 sqft
Property
Details
- Parcel number: 451150300250006
- Special condition: Listed As-Is
Features
- Stories: 2
- Pool features: Community
- Patio & porch: Balcony,Covered,Patio,Screened
- Exterior features: Balcony,Patio,Storm/Security Shutters
Lot
- Lot size: 3,907 sqft
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Lucie County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,792 | $45,504 |
| Home Insurance * | $873 | $10,476 |
| Property Taxes | $1,344 | $16,128 |
| Electricity | $289 | $3,478 |
| Total | $6,298 | $75,576 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-03 | Price change | $799,000 |
| 2025-11-06 | Price change | $849,000 |
| 2025-10-04 | Listed for sale | $899,000 |
| 2020-11-17 | Sold | $475,000 |
| 2020-06-25 | Price change | $489,000 |
| 2020-02-07 | Price change | $499,900 |
| 2019-12-05 | Listed for sale | $525,000 |
| 2014-04-09 | Listing removed | $500,000 |
| 2014-04-01 | Price change | $500,000 |
| 2014-03-17 | Listed for sale | $423,000 |
| 2004-07-07 | Sold | $525,000 |
| 1998-03-26 | Sold | $200,000 |
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