See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5045 Serry Ln, Pace, FL, 32571

5beds
4baths
4,334sqft
$715,000
$165price/sqft
$5,377/moest. monthly cost
$215,080/yrincome needed

About This Home

Assumable VA loan with 3.25% interest rate available to qualified veteran or non-veteran (subject to lender approval)! Nestled on 1 acre in the heart of Pace, this versatile property offers room to live, work, and play. The 4 bedroom, 3 bath main home features a welcoming living room with vaulted ceilings, a cozy wood-burning fireplace, and built-in bookshelves creating the perfect gathering space. The kitchen offers a bright refreshed feel with soft close cabinets, a breakfast bar, and the large pantry give plenty of storage and functionality. A flexible bonus room provides endless possibilities such as a home office, formal dining room, or additional bedroom. Connected by a covered porch, yet also offering its own private entrance, the beautifully remodeled 825 sq. ft. guest house/mother-in-law suite provides exceptional flexibility for multigenerational living, guests, or rental potential. This 1bedroom, 1bath suite features an open-concept living and kitchen area plus its own screened-in porch for a serene outdoor enjoyment. For hobbyists, business owners, or anyone needing serious workspace, the property also includes a massive 2,000 sq ft workshop/garage complete with a half bath and abundant storage. Outside, the private wooded backyard is fully fenced and thoughtfully set up for both recreation and animals. Enjoy a playground area, a separate fenced space for goats and pigs, and another enclosure with a large rabbit hutch. With plenty of parking and room for RVs, boats, golf carts, and more, this property offers the freedom of country living while still being convenient to town. This one of a kind property combines space, versatility, and privacy perfect for multigenerational living, hobby farming, or anyone seeking room to spread out. Roof (2021) HVAC (7yrs & 9 yrs) Water Heater (6yrs) 2 septic tanks pumped (2025).

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

--
8/10
6/10
Pace High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Electric Water Heater,Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Baseboards,Bookcases,Ceiling Fan(s),High Ceilings
  • Door features: Insulated Doors
  • Window features: Double Pane Windows,Shutters
  • Flooring: Hardwood,Tile,Carpet
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Multi Units,Central,Fireplace(s)
  • Cooling features: Multi Units,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,509
  • Total interior livable area: 4,334 sqft

Kitchen

  • Level: First
  • Area: 132

Living Room

  • Level: First
  • Area: 273

Master Bedroom

  • Level: First
  • Area: 256

Property

Details

  • Parcel number: 041n290000026030000
  • Zoning description: Res Single

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Porch,Screened
  • Fencing: Back Yard,Full

Lot

  • Lot size: 1 Acres
  • Features: Central Access

Parking

  • Total spaces: 4
  • Parking features: 4 or More Car Garage,Boat,Guest,Oversized,RV Access/Parking
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,615$43,380
Home Insurance *$553$6,636
Property Taxes $773$9,276
Electricity $436$5,233
Total$5,377$64,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,354/yr
40% on housing$161,310/yr
45% on housing$143,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 32571$167
Santa Rosa County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 32571$176
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-03Price change$749,900
2026-03-28Price change$799,000
2026-03-15Listed for sale$825,000
2021-04-27Sold$480,000
2021-04-20Listed for sale$475,000
2021-03-14Pending sale$475,000
2021-03-11Listed for sale$475,000

For Sale by Agent

AgentGenevieve Fortner, Levin Rinke Realty, Matthew Fortner, Levin Rinke Realty
BrokerageLevin Rinke Realty

Similar Homes