




7434 Pine Lake Cir, Milton, FL, 32570
About This Home
Discover a rare, one-owner lakefront retreat designed as an entertainer’s dream and a place where lasting memories are made. This custom-built home was created as a private escape, offering the feeling of a permanent vacation without ever needing to leave home. Set on a peaceful 1.14-acre waterfront property, the home delivers tranquility, privacy, and room to spread out, all while remaining conveniently close to beautiful beaches and nearby bases. The lifestyle truly begins outdoors. Expansive entertaining spaces unfold from a covered lanai and screened-in pool area, flowing seamlessly into an outdoor kitchen any chef would dream of, complete with large grills, a separate smoker, an industrial-sized outdoor refrigerator, and a wet bar with solid surface counters. Just beyond, a fully enclosed and private hot tub area creates a true outdoor oasis designed for relaxation year-round. All of it overlooks the lake and a gazebo-style private dock, perfect for fishing, reflection, and unforgettable sunrises and sunsets. Inside, the main living level brings together the living room, dining area, kitchen, and primary suite in a way that feels open, welcoming, and effortless. The kitchen has been updated with upgraded countertops, modern lighting, newer appliances, and a double oven, making it ideal for entertaining, while several bathrooms throughout the home feature well-planned upgrades that add comfort and style. A wraparound porch invites slow mornings and long evenings, offering a front-row seat to the surrounding natural beauty. Upstairs, additional bedrooms and a full bath provide comfortable accommodations for family and guests. Downstairs, a solid concrete construction level offers exceptional flexibility, featuring a wet bar, billiards area, and a built-in Murphy bed, 1/2 bath and laundry area making it an ideal bonus area , 4th bedroom, or private suite. This is THE ONE!
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1986
Materials
- Foundation: Off Grade,Pillar/Post/Pier,Slab
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: A-Frame
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Wine Cooler,Built In Microwave,Dishwasher,Double Oven,Microwave,Refrigerator,Oven
- Laundry features: Inside
Basement
- Level: First
- Area: 348
Bathroom
- Level: Second
- Area: 19.5
Bathroom1
- Level: Third
- Area: 105
Bathroom2
- Level: First
- Area: 35.4
Bedroom
- Level: Third
- Area: 147
Bedroom1
- Level: Third
- Area: 151.8
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Dining Room
- Level: Second
- Area: 198
Features
- Storage,Baseboards,Bookcases,Cathedral Ceiling(s),Ceiling Fan(s),High Ceilings,High Speed Internet,Recessed Lighting,Sound System,Vaulted Ceiling(s),Wet Bar
- Window features: Storm Window(s),Blinds
- Flooring: Tile,Carpet,Laminate,Simulated Wood
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Fireplace(s)
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,698
- Total interior livable area: 2,698 sqft
Kitchen
- Level: Second
- Area: 214.5
Living Room
- Level: Second
- Area: 390
Master Bedroom
- Level: Second
- Area: 180
Property
Details
- Parcel number: 042n280000002940000
- Zoning description: County
Features
- Levels: Three Or More
- Stories: 3
- Private pool: Yes
- Pool features: In Ground,Pool/Spa Combo,Screen Enclosure,Vinyl
- Patio & porch: Deck,Porch,Screened,Covered Deck
- Exterior features: Outdoor Kitchen,Dock
- Has spa: Yes
- Spa features: Heated,Outdoor
- Has view: Yes
- View description: Lake,Pond,Water
- Has water view: Yes
- Water view: Lake, Pond, Water
- On waterfront: Yes
- Waterfront features: Lake,Pond,Waterfront,Pier
Lot
- Lot size: 1.14 Acres
- Features: Central Access,Interior Lot
Parking
- Parking features: Boat,Driveway,Front Entrance,Guest,RV Access/Parking
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Drought
- Heat Wave
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Rosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $607 | $7,284 |
| Property Taxes | $462 | $5,544 |
| Electricity | $271 | $3,258 |
| Total | $4,373 | $52,476 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-14 | Price change | $599,900 |
| 2025-11-10 | Price change | $600,000 |
| 2025-08-25 | Listed for sale | $614,900 |
| 2025-08-23 | Contingent | $614,900 |
| 2025-07-29 | Price change | $614,900 |
| 2025-03-28 | Listed for sale | $629,900 |
| 2024-05-03 | Listing removed | -- |
| 2023-11-02 | Listed for sale | $635,000 |
| 2023-06-01 | Listing removed | -- |
| 2022-11-30 | Price change | $673,900 |
| 2022-08-10 | Price change | $698,900 |
| 2022-07-07 | Listed for sale | $704,900 |
| 2003-06-26 | Sold | $8,200 |
