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204 Camelia St, Gulf Breeze, FL, 32561

5beds
4baths
3,135sqft
$599,000
$191price/sqft
$5,307/moest. monthly cost
$212,280/yrincome needed

About This Home

Unique 5 bedroom house in Gulf Breeze Proper. Spacious with open interior areas, covered porches front and back, and large windows for plenty of natural light. The large yard is fenced, level and has old growth trees. Location! Location! Location! Gulf Breeze Proper – 10 minutes to beach, award winning schools - sought after location. Quiet neighborhood near schools, parks, and the Gulf Breeze Rec Center. With over 3000 sq ft of living space, large family home in the heart of Gulf Breeze Proper is a find. Wide welcoming covered front porch opens into spacious family room with gas fireplace. Main floor has a large master suite complete with a dressing area and walk in closet. There are two more bedrooms downstairs. Windows replaced in 2018. When you step into the foyer and look up, you see the cathedral ceiling and the large, high windows for lots of natural light. There are two living areas, one is lined with built in shelving. The rear living area would be perfect for a "man cave" or a room for the children to watch television or play games. The kitchen has lots of storage and granite countertops. Fenced back yard with a covered porch for get togethers. Roof is 5-6 years old and water heater is 4 years old. There are two A/C units. One is new with a ten year warranty. The second one is 2 years old. Upstairs is a loft, another master bedroom and a guest bedroom. Skylights bring in lots of natural light. Large indoor laundry with extra storage and a 1 car garage. Located just steps from Sunset Part and the Gulf Breeze Rec Center. ALSO, home is one mile from Shoreline boat launch ramp for which you get free use if you live in Gulf Breeze Proper. Effective year built 1989.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

9/10
8/10
6/10
Gulf Breeze High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1959

Materials

  • Foundation: Slab
  • Roof: Composition,Rolled/Hot Mop
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Built In Microwave,Dishwasher,Oven
  • Laundry features: Inside

Bedroom

  • Level: First
  • Area: 128

Bedroom1

  • Level: Second
  • Area: 324

Bedroom2

  • Level: Second
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 351

Features

  • Storage,Bookcases,Cathedral Ceiling(s),Ceiling Fan(s),High Ceilings,Recessed Lighting
  • Window features: Skylight(s),Some Blinds,Shutters
  • Flooring: Hardwood,Tile,Carpet
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Multi Units,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,135
  • Total interior livable area: 3,135 sqft

Kitchen

  • Level: First
  • Area: 198

Living Room

  • Level: First
  • Area: 425

Master Bedroom

  • Level: First
  • Area: 273

Property

Details

  • Parcel number: 063s290540055000370
  • Zoning description: Res Single

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Porch,Covered Deck
  • Fencing: Back Yard

Lot

  • Lot size: 0.28 Acres
  • Features: Central Access,Interior Lot
  • Lot size dimensions: 80 x 150

Parking

  • Total spaces: 4
  • Parking features: Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tornado
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$1,358$16,296
Property Taxes $606$7,272
Electricity $315$3,785
Total$5,307$63,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,954/yr
40% on housing$159,210/yr
45% on housing$141,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 32561$583
Santa Rosa County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 32561$443
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-23Listed for sale$599,000
2026-02-21Listing removed$624,900
2025-11-13Price change$624,900
2025-06-30Price change$675,000
2025-05-21Listed for sale$689,000
2021-03-22Sold$420,000
2020-12-22Listing removed--
2020-10-01Price change$449,000
2020-08-03Price change$465,000
2020-06-16Price change$475,000
2020-06-11Price change$465,000
2020-06-10Price change$475,000
2020-03-06Listed for sale$485,000
2016-10-26Listing removed$359,900
2016-09-09Listed for sale$359,900
2016-03-16Sold$399,900
2016-03-16Listed for sale$399,900
2013-09-06Sold$295,000
2013-07-13Listed for sale$319,000
2013-01-08Listing removed$339,000
2012-09-13Price change$339,000
2012-05-11Price change$349,000
2012-05-10Price change$363,500
2012-03-19Price change$363,900
2012-02-18Price change$364,900
2011-11-06Price change$365,000
2011-10-18Listed for sale$369,499
2000-01-28Sold$121,000

For Sale by Agent

AgentKathryn Ray
BrokeragePARADISE COASTAL REALTY, INC.

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