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5079 Pennington Ln, Pace, FL, 32571

3beds
2baths
1,080sqft
$190,000
$176price/sqft
$1,425/moest. monthly cost
$57,000/yrincome needed

About This Home

Looking for a 3 bedroom, 2 bath home under $200k in Pace? You found it! All brick home situated on a shaded quarter-acre lot with mature oak trees, offering a comfortable layout and a spacious fenced backyard perfect for kids, pets, or entertaining. The eat-in kitchen features sliding glass doors leading out to the backyard, bringing in plenty of natural light and easy access to outdoor living. Washer and dryer hookups are located in a separate mudroom area off the garage for added convenience. Major updates include a metal roof and HVAC system (inside and out) replaced in 2021, plus a water heater installed this year. No HOA and located just minutes from nearby restaurants, shopping, and everyday conveniences. A solid home in a great Pace location ready for its next owner.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
7/10
Avalon Middle SchoolGrades 6-82.9 mi
6/10
Pace High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1972

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Built In Microwave,Dishwasher
  • Laundry features: W/D Hookups

Bedroom

  • Level: First
  • Area: 110

Bedroom1

  • Level: First
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Baseboards,Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Some Blinds
  • Flooring: Tile,Carpet,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Master Bedroom

  • Level: First
  • Area: 132

Property

Details

  • Parcel number: 121n290000002140000
  • Zoning description: Res Single
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Chain Link

Lot

  • Lot size: 10,672 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$147$1,764
Property Taxes $121$1,452
Electricity $197$2,366
Total$1,425$17,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,857/yr
40% on housing$42,750/yr
45% on housing$38,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 32571$168
Santa Rosa County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 32571$176
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$180,000
2026-06-10Listed for sale$190,000
2026-05-18Pending sale$190,000
2026-05-12Listed for sale$190,000
2004-09-08Sold$82,000

For Sale by Agent

AgentJennifer Giles, Llc
BrokerageRealty One Group Emerald Coast

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