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4200 Madura Rd, Gulf Breeze, FL, 32563

4beds
3baths
2,838sqft
$650,000
$229price/sqft
$4,463/moest. monthly cost
$178,520/yrincome needed

About This Home

Welcome to this beautiful brick home on 2 lots located in the well-established community of Gulf Breeze, this property boasts mature trees bordering the Waterways lake, custom built, 4 bedroom, two and a half bath brick home, sits on two lots in the Waterways subdivision within Tiger Point East. Residents of this home can enjoy proximity to pristine white-sand beaches, top-rated schools, and a variety of recreational opportunities at surrounding parks. The Soundside Nature Preserve, directly across the street, offers scenic trails for walking, fishing, and biking, along with convenient sound-beach access. This meticulously maintained home is enhanced by mature trees, offering privacy and a touch of nature. A short golf cart ride or drive brings you to shopping, dining, grocery, urgent care/primary care, churches and public and private schools. Notable upgrades include 2025 HVAC, 2016 architectural roof shingles and in-ground swimming pool liner. Freshly painted, new ceiling fans and updated primary bath- a must see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

9/10
8/10
7/10
Gulf Breeze High SchoolGrades 9-127.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1992

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedroom

  • Level: First
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Window features: Double Pane Windows
  • Flooring: Hardwood,Tile,Carpet

Heating & Cooling

  • Heating features: Heat Pump,Central
  • Cooling features: Heat Pump,Central Air

Interior Area

  • Total structure area: 2,838
  • Total interior livable area: 2,838 sqft

Living Room

  • Level: First
  • Area: 176

Master Bedroom

  • Level: First
  • Area: 221

Property

Details

  • Parcel number: 272s28564500b000010
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 0.57 Acres
  • Features: Central Access,Near Golf Course

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$248$2,976
Property Taxes $644$7,728
Electricity $285$3,427
Total$4,463$53,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,017/yr
40% on housing$133,890/yr
45% on housing$119,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 32563$230
Santa Rosa County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 32563$226
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$650,000
2025-07-30Listing removed$624,000
2025-07-17Price change$624,000
2025-06-10Price change$659,000
2025-04-24Listed for sale$689,000
2021-04-17Listing removed--
2021-03-31Listed for sale$519,000
1997-06-04Sold$237,500

For Sale by Agent

AgentJill Teston
BrokerageAvenue Realty

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