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5898 Independence Dr, Milton, FL, 32570

3beds
2baths
1,374sqft
$235,000
$171price/sqft
$1,885/moest. monthly cost
$75,400/yrincome needed

About This Home

Move-in ready starter home offering versatile living space and plenty of potential. This home features two separate living areas, providing flexibility for entertaining, a home office, or additional family space with a private entrance that offers potential for a fourth bedroom and includes access to the laundry area. Deck and Shed to convey in as is condition. Cleared side driveway to back carport. Seller is willing to offer a concession for closing.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
4/10
Milton High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1978

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Appliances

Bathroom

  • Level: First
  • Area: 37.5

Bedroom

  • Level: First
  • Area: 104.5

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,374
  • Total interior livable area: 1,374 sqft

Kitchen

  • Level: First
  • Area: 80

Living Room

  • Level: First
  • Area: 144

Master Bedroom

  • Level: First
  • Area: 154

Property

Details

  • Parcel number: 282n281340003000320
  • Zoning description: County,Res Single

Features

  • Entry location: Ground Floor
  • Pool features: None

Lot

  • Lot size: 6,969 sqft
  • Features: Central Access,Interior Lot

Parking

  • Total spaces: 2
  • Parking features: 2 Car Carport,2 Space/Unit
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$238$2,856
Property Taxes $262$3,144
Electricity $197$2,366
Total$1,885$22,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,628/yr
40% on housing$56,550/yr
45% on housing$50,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 32570$150
Santa Rosa County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 32570$166
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$235,000
2026-06-09Listed for sale$245,000
2021-02-17Sold$163,000
2021-01-19Pending sale$164,950
2021-01-12Listed for sale$164,950
2020-11-25Listing removed$164,950
2020-10-15Listed for sale$164,950
2017-11-08Sold$112,000
2017-08-15Price change$112,000
2017-07-25Listed for sale$115,000
2017-06-09Listing removed$110,000
2017-05-30Listed for sale$110,000
2015-04-10Sold$27,000
2015-02-17Price change$29,900
2014-12-25Listed for sale$34,900
2014-11-12Sold$14,100
2005-03-02Sold$62,500

For Sale by Agent

AgentKenna Barwick
BrokerageBetter Homes And Gardens Real Estate Main Street Properties

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