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6423 Julia Dr, Milton, FL, 32570

3beds
1baths
1,000sqft
$179,900
$180price/sqft
$1,525/moest. monthly cost
$61,000/yrincome needed

About This Home

This 1,000 square foot, 3-bedroom, 1-bath brick home in Milton, Florida offers a solid opportunity for investors or buyers seeking a low-maintenance property with key system updates already in place. The durable brick exterior is complemented by a metal roof installed in 2015, providing long-term reliability and reduced insurance concerns. Inside, the functional floor plan maximizes space, while the HVAC system was replaced in 2023, offering improved efficiency and peace of mind. The property sits on a generous lot with a spacious, fully fenced backyard—ideal for tenants, pets, or future enhancements. This home is well-positioned for consistent rental demand. With strong fundamentals and recent capital improvements,

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
4/10
Milton High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Construction Complete,Needs Work
  • Year built: 1961

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Electric Water Heater

Bathroom

  • Level: First
  • Area: 42
  • Dimensions: 6 x 7

Bedroom

  • Level: First
  • Area: 100
  • Dimensions: 10 x 10

Bedroom

  • Level: First
  • Area: 100
  • Dimensions: 10 x 10

Bedroom

  • Level: First
  • Area: 100
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile,Carpet
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Kitchen

  • Level: First
  • Area: 80
  • Dimensions: 8 x 10

Property

Details

  • Parcel number: 282N285060005000120
  • Zoning description: Resid Single Family

Features

  • Stories: 1
  • Exterior features: Private Yard
  • Fencing: Chain Link,Privacy

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 70 x 124

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$182$2,184
Property Taxes $237$2,844
Electricity $197$2,366
Total$1,525$18,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,285/yr
40% on housing$45,750/yr
45% on housing$40,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 32570$151
Santa Rosa County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 32570$166
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$149,900
2026-03-27Price change$153,000
2026-03-02Price change$155,000
2026-01-09Listed for sale$159,000
2025-12-02Pending sale$159,000
2025-10-31Listed for sale$159,000
2018-09-22Listing removed$825
2018-09-19Listed for rent$825
2015-07-21Sold$22,700
2015-01-27Sold$7,100
2015-01-21Price change$5,000
2014-12-25Listed for sale--
2001-04-02Sold$47,700

For Sale by Agent

AgentJames M Row
BrokerageLoKation

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