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1440 Homeport Dr, Navarre, FL, 32566

6beds
4baths
2,712sqft
$1,999,999
$737price/sqft
$14,841/moest. monthly cost
$593,640/yrincome needed

About This Home

BEST BEACHHOUSE EVER!! Sunset paradise. Don't miss the opportunity to own one of the most unique spots on the Gulf Coast. Sound front and canal front on Navarre Beach. 2 docks, white, sandy beach with swimming area. WaveRunner lift and 13,000 pound boat lift that will accomodate uo to 33 foot vessel. Gorgeous sunsets year round. 6 bedroom, 3.5 baths, remodeled about 5 years ago. Elevator makes entry and exit very easy. Hot tub on deck conveys as well as furnishings down to the silverware. Plank like tile flooring in main living area, 2 dishwashers in kitchen, new cabinets and granite tops in kitchen about 5 years ago. NEW A/C April 8, 2025.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
5/10
Navarre High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1996

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean, Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Washer,Built In Microwave,Dishwasher,Refrigerator,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Water Heater
  • Laundry features: Inside

Bedroom

  • Level: Third
  • Area: 143

Bedroom1

  • Level: Third
  • Area: 110

Bedroom2

  • Level: Second
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: Second
  • Area: 156

Features

  • Ceiling Fan(s),Elevator,High Ceilings
  • Door features: Insulated Doors
  • Window features: Double Pane Windows,Storm Window(s),Some Blinds,Some Drapes,Impact Resistant Windows
  • Flooring: Tile,Carpet,Simulated Wood

Heating & Cooling

  • Heating features: Multi Units,Heat Pump,Central,ENERGY STAR Qualified Heat Pump
  • Cooling features: Multi Units,Heat Pump,Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 2,712
  • Total interior livable area: 2,712 sqft

Kitchen

  • Level: Second
  • Area: 255

Living Room

  • Level: Second
  • Area: 396

Master Bedroom

  • Level: Third
  • Area: 288

Property

Details

  • Parcel number: 282s26914000a000210
  • Zoning description: County,Deed Restrictions,Res Single

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None,Community
  • Patio & porch: Deck
  • Exterior features: Balcony,Irrigation Well,Lawn Pump,Boat Slip
  • Has spa: Yes
  • Spa features: Private,Heated
  • Has view: Yes
  • View description: Canal,Sound
  • Has water view: Yes
  • Water view: Canal, Sound
  • On waterfront: Yes
  • Waterfront features: Canal Front,Intracoastal Waterway,Sound,Waterfront,Boat Lift,Pier,Rip Rap
  • Frontage length: Water Frontage(68)

Lot

  • Lot size: 6,969 sqft
  • Features: Cul-De-Sac,Sprinkler

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Front Entrance,Oversized,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,113$121,356
Home Insurance *$2,363$28,356
Property Taxes $2,093$25,116
Electricity $272$3,275
Total$14,841$178,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$508,834/yr
40% on housing$445,230/yr
45% on housing$395,760/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$737This listing

vs Other Active Listings

Avg $/sqft

ZIP 32566$302
Santa Rosa County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 32566$217
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-31Price change$1,999,999
2025-09-04Price change$2,250,000
2025-05-16Price change$2,470,000
2025-04-09Price change$2,690,000
2024-08-28Price change$2,790,000
2024-04-06Listed for sale$2,950,000
1994-11-01Sold$90,000

For Sale by Agent

AgentBilly Chapman
BrokerageColdwell Banker Realty

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