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1470 Alabama St, Navarre, FL, 32566

6beds
7baths
3,706sqft
$3,150,000
$850price/sqft
$23,023/moest. monthly cost
$920,920/yrincome needed

About This Home

Welcome to Navarre Beach '' This excellently located Waterfront Beach house boasts 6 bedrooms and 6 1/2 Bathrooms & Pool Inside, the home offers six spacious bedrooms, each with a 65'' TV. On the main floor, you'll find two King bedrooms, both with ensuite bathrooms and walk-in showers. The top floor features a luxurious Master Suite with a soaking tub, full bath, and a private deck with stunning Sound views. Also on this level are 3 guest bedrooms all with full bathrooms, a large King bedroom, a Bunk room that sleeps four children with two single-over-single bunk beds with, while another bedroom features two Queen-over-Queen bunk beds, perfect for adults with full bath. A majestic embodiment of modern architecture and design, poised on the serene canal front . This property not only offers direct access to the Gulf of America's sparkling waters and white-sand beaches but also serves as a gateway to an array of water-based adventures right from your doorstep. and the spectacular National Seashores . Spanning an impressive 3,706 square feet And the private 26x11 ft. Pool .This newly constructed home is meticulously designed to cater to a lifestyle of luxury and comfort. Entertainment options abound with a large game room on the ground floor, complete with a 85'' TV, video games, ping pong, and foosball. A full-size refrigerator and bar area make it the perfect space to hang out. Open the garage doors and extend the game room to the poolside patio, where another TV, bar seating And additional lounge areas create the ultimate relaxation space. his home is also an ideal venue for weddings, celebrations, and group getaways (event approval required). Whether you're lounging by the pool, paddling along the Sound, or enjoying sunset views from the deck, this luxury waterfront retreat is the perfect escape

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
5/10
Navarre High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2024

Materials

  • Foundation: Foundation On Piling
  • Construction materials: Concrete,Frame,Other,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Freezer,Microwave,Double Oven,Range Hood,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: Second
  • Area: 432
  • Dimensions: 21.6 x 20

Bedroom

  • Level: Second
  • Area: 195.92
  • Dimensions: 15.8 x 12.4

Bedroom

  • Level: Third
  • Area: 253.5
  • Dimensions: 13 x 19.5

Bedroom

  • Level: Third
  • Area: 182
  • Dimensions: 13 x 14

Bedroom

  • Level: Third
  • Area: 241.5
  • Dimensions: 16.1 x 15

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Crown Molding,Kitchen Island,Recessed Lighting,Owner's Closet,Pantry,Elevator
  • Door features: Storm Door(s)
  • Window features: Double Pane Windows,Storm Window(s)

Great Room

  • Level: Second
  • Area: 867.1
  • Dimensions: 29.9 x 29

Heating

  • Heating features: Central

Interior Area

  • Total structure area: 3,706
  • Total interior livable area: 3,706 sqft

Kitchen

  • Level: Second
  • Area: 397.8
  • Dimensions: 20 x 19.9

Living Room

  • Level: Second
  • Area: 296
  • Dimensions: 29.6 x 10

Other

  • Level: Second
  • Area: 224.28
  • Dimensions: 17.8 x 12.6

Property

Details

  • Parcel number: 282S269180012000090
  • Zoning: Resid Single Family, See Remarks

Features

  • Levels: Tri-Level
  • Stories: 3
  • Pool features: In Ground
  • Patio & porch: Deck Covered,Deck Enclosed,Deck Open,Porch Open
  • Exterior features: Outdoor Grill,Dock,Outdoor Shower
  • Has view: Yes
  • View description: Bay,Canal,Gulf
  • Has water view: Yes
  • Water view: Bay,Canal,Gulf
  • On waterfront: Yes
  • Waterfront features: Canal Access

Lot

  • Lot size: 4,791 sqft
  • Features: Coastal Setback,Cul-De-Sac,Flood Insurance Req,See Remarks,Survey Available
  • Lot size dimensions: 40 x 120

Parking

  • Total spaces: 10
  • Parking features: Oversized,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,928$191,136
Home Insurance *$3,723$44,676
Property Taxes $3,000$36,000
Electricity $372$4,475
Total$23,023$276,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$789,360/yr
40% on housing$690,690/yr
45% on housing$613,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$850This listing

vs Other Active Listings

Avg $/sqft

ZIP 32566$301
Santa Rosa County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 32566$217
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$3,150,000
2026-04-20Listing removed$41,680
2026-04-18Listed for rent$41,680
2025-03-07Sold$2,500,000
2025-02-10Pending sale$2,650,000
2024-10-01Listed for sale$2,650,000
2024-08-27Listing removed--
2024-04-10Price change$2,650,000
2024-01-01Listed for sale$2,850,000
2023-09-16Listing removed$2,600,000
2023-04-13Price change$2,600,000
2022-05-18Price change$3,100,000
2022-05-14Price change$2,680,290
2022-04-15Listed for sale$2,195,000
2021-04-22Sold$495,000
2021-04-21Listed for sale$2,100,000
2021-01-01Listing removed$435,000
2020-11-30Listed for sale$435,000
2020-07-03Listing removed$435,000
2020-05-22Listed for sale$435,000
2020-02-26Listing removed$1,500
2020-01-17Price change$1,500
2020-01-06Listed for rent$1,495
2019-12-05Listing removed$1,495
2019-11-04Price change$1,495
2019-10-15Listed for rent$1,595

For Sale by Agent

AgentJohn Sutherland
BrokerageREALTY ASSOCIATES OF SANTA ROSA, INC.

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