8522 Gulf Blvd APT 20, Navarre, FL, 32566
About This Home
COASTAL MODERN RETREAT with SPECTACULAR SOUND VIEWS & TURNKEY INVESTMENT POTENTIAL! Experience the best of Navarre Beach living in this beautifully renovated coastal-modern townhome, perfectly positioned between the sugar-white sands of the Gulf and the tranquil waters of Santa Rosa Sound. Designed for both relaxation and entertaining, this stunning property showcases breathtaking Sound views, multiple outdoor living spaces, and a seamless blend of modern comfort and coastal charm. Enjoy your morning coffee as the sun rises over the water, spend afternoons soaking in the coastal breeze, and unwind in the evening from one of the private decks or thoughtfully designed outdoor gathering areas. Inside, the bright and airy open-concept floor plan has been thoughtfully updated with a beautifully remodeled kitchen, updated bathrooms, and stylish coastal finishes throughout. The inviting living spaces flow effortlessly outdoors, creating an exceptional indoor-outdoor lifestyle rarely found in comparable properties. A unique lower-level outdoor lounge and dining retreat offers the perfect setting for entertaining guests or creating unforgettable vacation memories. Being sold fully furnished and completely turnkey, this property is ready for immediate enjoyment or rental income. Whether you're seeking a primary residence, vacation getaway, or high-performing investment property, this home checks every box. Located directly across from public beach access, popular waterfront restaurants, and the iconic Navarre Beach Pier, you'll enjoy one of the area's most desirable beach locations. Residents also enjoy access to outstanding community amenities, including a heated pool, gazebo, dock, fish-cleaning station, and boat slips. Recent improvements include a new roof installed in 2024. Even better, HOA fees remain among the lowest on Navarre Beach and include high-speed internet, DIRECTV, trash service, roof coverage, and exterior maintenance—providing exceptional value
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1984
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
- Construction materials: Frame
Type & Style
- Home type: Townhouse
- Architectural style: Traditional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Water Heater,Dryer,Washer,Dishwasher,Disposal,Microwave,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Appliances,ENERGY STAR Qualified Washer,ENERGY STAR Qualified Water Heater
- Laundry features: Inside,W/D Hookups
Bedroom
- Level: Second
- Area: 110
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
- Area: 144
Features
- Ceiling Fan(s)
- Window features: Double Pane Windows,Blinds
- Flooring: Hardwood,Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment
Interior Area
- Total structure area: 1,294
- Total interior livable area: 1,294 sqft
Kitchen
- Level: First
- Area: 204
Living Room
- Level: First
- Area: 221
Master Bedroom
- Level: Second
- Area: 144
Property
Details
- Parcel number: 282s26926000e000040
- Attached to another structure: Yes
- Zoning description: Res Single
Features
- Levels: Two
- Stories: 2
- Pool features: None,Community
- Patio & porch: Deck,Patio
- Exterior features: Balcony,Dock,Boat Slip
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach Access,Deed Access,Pier,Beach,Waterfront Deed Access
Lot
- Lot size: 871.20 sqft
- Features: Interior Lot
Parking
- Total spaces: 2
- Parking features: 2 Car Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Rosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,704 | $32,448 |
| Home Insurance * | $632 | $7,584 |
| Property Taxes | $556 | $6,672 |
| Electricity | $197 | $2,366 |
| Total | $4,089 | $49,068 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-07 | Price change | $534,900 |
| 2026-05-29 | Price change | $535,000 |
| 2026-05-21 | Listed for sale | $550,000 |
| 2026-04-08 | Listing removed | $565,000 |
| 2026-03-12 | Pending sale | $565,000 |
| 2026-02-25 | Price change | $565,000 |
| 2026-02-04 | Price change | $579,988 |
| 2025-10-30 | Price change | $515,000 |
| 2025-10-22 | Price change | $525,000 |
| 2025-08-04 | Price change | $499,000 |
| 2025-06-27 | Price change | $510,000 |
| 2025-04-24 | Listed for sale | $530,000 |
| 2024-11-26 | Listing removed | $549,900 |
| 2024-11-07 | Listed for sale | $549,900 |
| 2024-09-22 | Pending sale | $549,900 |
| 2024-09-21 | Contingent | $549,900 |
| 2024-06-06 | Listed for sale | $549,900 |
| 2023-07-24 | Sold | $550,000 |
| 2023-06-15 | Pending sale | $549,950 |
| 2023-05-25 | Listed for sale | $549,950 |
| 2023-05-23 | Listing removed | -- |
| 2023-04-25 | Price change | $560,000 |
| 2023-03-02 | Listed for sale | $595,000 |
| 2022-12-31 | Listing removed | -- |
| 2021-09-30 | Sold | $465,000 |
| 1999-12-23 | Sold | $120,000 |
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