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8443 Gulf Blvd APT D14, Navarre, FL, 32566

2beds
3baths
1,096sqft
$479,000
$437price/sqft
$3,818/moest. monthly cost
$152,720/yrincome needed

About This Home

2 bedroom, 2 1/2 bath townhome in a Gulf front complex priced under $500K! Footsteps away from the white sand beach! This townhome comes fully furnished, nicely decorated, and turnkey as a second home or short term rental. There is a pool in the center of the complex with a pool deck for sunning plus a covered area if you have had all the sun you want for the day. There is a boardwalk with composite decking that leads to the beach. Inside the unit, there is a living room, dining room, kitchen & a 1/2 bath on the ground level. Upstairs there are 2 nice sized bedrooms each with its own bath. Full size washer & dryer in the unit. Nice fenced-in patio too. HOA fees are only $1105 per quarter. Unit is a short term rental, but is usually easy to show when vacant or on turn days. Key in onsite office. Check it out today!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
5/10
Navarre High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1981

Materials

  • Foundation: Slab
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Washer,Electric Water Heater

Bedroom

  • Level: Second
  • Area: 154
  • Dimensions: 14 x 11

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 13 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 104
  • Dimensions: 13 x 8

Features

  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Tile,Carpet

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,096
  • Total interior livable area: 1,096 sqft

Kitchen

  • Level: First
  • Area: 90
  • Dimensions: 10 x 9

Living Room

  • Level: First
  • Area: 169
  • Dimensions: 13 x 13

Property

Details

  • Parcel number: 282S26930000D000140
  • Zoning: County, Resid Multi-Family

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio Open
  • Exterior features: Outdoor Grill,Private Yard,Sprinkler System
  • Fencing: Fenced Lot-Part
  • Has view: Yes
  • View description: Gulf
  • Water view: Gulf

Lot

  • Lot size: 1,306 sqft
  • Features: Covenants,Flood Insurance Req,Interior Lot,Within 1/2 Mile to Water
  • Lot size dimensions: 18x80

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$566$6,792
Property Taxes $633$7,596
Electricity $197$2,366
Total$3,818$45,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,902/yr
40% on housing$114,540/yr
45% on housing$101,813/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$437This listing

vs Other Active Listings

Avg $/sqft

ZIP 32566$307
Santa Rosa County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 32566$217
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$479,000

For Sale by Agent

AgentMark Miller
BrokerageCENTURY 21 ISLAND VIEW-2

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